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Americans consider $19,800 a life-changing amount of money

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Probably seems that way at first glance to people who can't afford $400 for an emergency. No way those people keep it in savings for long.

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It depends where you are in life. If you have tons of money lying around where spending $500,000 to get your YouTubing daughter into USC is like treating yourself to McDonald's, you might not even notice if $20,000 was missing from your checking account. On the other hand, if your neighborhood loan shark is threatening to break your legs because you still owe him $20,000, then $20,000 is life changing.

Edited by Burgerwars

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