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moneypyts

Soon at 4/24 Best sequence to get best cards after Chase

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I'll be at 4/24 in July and 3/24 in August.  2/24 in October.  

I've been declined a few times in the last 15 months for things like the Bank of America travel card, US Bank FlexPerks, WF Propel, and a C1 Venture, possibly on account of churning, or on account of high balances (paid down now). 

I wasn't planning to wait until I was 4/24 before getting back in the application sequence, but since I'm now so close I figure I might as well do it and pick up a CSP first, then a United or Southwest a month later, for $1400 value in travel, before moving on to the others.  

I haven't seen much chatter about sequencing of apps in the post x/x policies of the major banks.  

First off: 
* CSP
* United or Southwest

The cards I'd like to get -- difficult:
* Bank of America travel
* Wells Fargo Propel
* Cap One Venture

Probably easier
* BoA Amtrak when a higher signup bonus comes up
* Citi TYX (PC'ed old TYPref in Sept 2017 (didn't read the rules carefully, should have kept it))
* Delta Amex if I get a signup offer (or in 2020 if the "eligibility once every 7 years" language pans out")
* Amex Gold if I get the 50,000 signup offer.  
* US Bank Altitude

And, pick up along the way
* US Bank FlexPerks
* Citi American Airlines

I'm Ineligible for: 
* Barclays Arrival (still have an old no-fee arrival) 

Thoughts on this?  Who is most sensitive to new accounts out of Cap One, B of A, or WF?  

TIA, MP

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I just got to 4/24 this month and got approved for an Ink preferred tonight, I plan to work on the sign up bonus for a few months and app the arrival plus after that. 

 

The great thing about business cards is their not showing on CRs. I got to start off 2019 with a Hilton business card and it didn't impact my Chase approval tonight.

 

Maybe lower priority, but if you're eligible, Navy Flagship has a $600 sub running at the moment.

 

More Banks are adopting 5/24 so you really have to pick your priorities.

 

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Hege and Mec -- thanks for the replies.  

 

I should get a Chase Biz card in there, too.  Maybe the 75,000 United offer will still be available.  If so, I'll shoot for that one first in July when I clear 4/24. I'll look into Navy qualification.  

Turds?  It's a couple hundred free $.  For the Flex Perks, etc.  Amtrak is about $800 in travel with the 30,000 points offer.  Which ones would you suggest instead?  I like $, I like airfare and travel reimbursements.  I don't do hotels, so unless there's a good transfer rate to airlines, they're not useful for me.  

Credit scores ~790.  At 0/12 as of this month.  

MP  

 

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On 3/6/2019 at 9:16 PM, mec said:

I just got to 4/24 this month and got approved for an Ink preferred tonight

 

 

Any hoops to jump through for proving you have a business account? 

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1 hour ago, PhoenixDown said:

 

Any hoops to jump through for proving you have a business account? 

There were the first time, but this is my second business card from Chase. This time it was an instant approval. My last "new account" was 6 months ago, a Chase Hyatt personal card. I think I am right in their sweet spot at this time.

 

The first time I applied I had to submit a LRT 147C letter from the IRS, and answer questions about past revenue and projected revenue. It was/ is a real business, so I'm not sure what kinds of "businesses" require what kinds of hoops, but I'm betting there is some variation in there approval process.

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On ‎3‎/‎8‎/‎2019 at 4:30 PM, PhoenixDown said:

 

Any hoops to jump through for proving you have a business account? 

If you have a real business it won't be an issue.

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