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wastate

Judgment lien not recorded (they screwed up) so I'm selling my house

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I have a large judgment against me which was supposed to be a lien on my primary home. I recently found out that they never recorded it (it's been a year now). I immediately got a HELOC and pulled a bunch of equity out but there is still more that exceeds my homestead exemption. I don't want to file BK anyway. I'm thinking of selling my house before they realize they have no lien. I understand that I would be hiding assets and that it could make the judgment nondischargeable in a BK. Is that the worst that could happen? If it's just civil stuff I don't care but I can't afford to do anything criminal. Thanks for your input and please don't advise me to speak to a lawyer. They are the reason I am in this mess and I can google stuff just as well as them. Thanks!

Edited by wastate

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If you're asking the question, you already know the answer, plus you've lost any claim for plausible deniability.  Why didn't you just take the money you sucked out from the equity line and just pay the judgement?  It ain't going anywhere.

Edited by SteveSutton

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18 hours ago, wastate said:

No, I don't know the answer, and no, I have no intention of paying the judgment.

If you're looking for absolution of bad financial intents, you can find it down the hall and to the left at CIC

Edited by IndyPoolPlayer

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I'm fairly certain none of you got here because you paid your bills. This is business, it was just business when they sued me and it's just business as I evade collections. From what I've read that is a big part of what is done here. I didn't blow out my credit cards and cry about it as though I'm a victim. I pay my bills. This judgment is under appeal and I won't submit until the last bell rings.

 

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42 minutes ago, wastate said:

I'm fairly certain none of you got here because you paid your bills. This is business, it was just business when they sued me and it's just business as I evade collections. From what I've read that is a big part of what is done here. I didn't blow out my credit cards and cry about it as though I'm a victim. I pay my bills. This judgment is under appeal and I won't submit until the last bell rings.

 

Good thing you don't depend on your certainty to pay bills...but you DID do a good job of proving up how ASSUME breaks down...

 

Evasion rarely works well, especially when your own posts suggest you are actively taking steps that a Court will have issues with should the issue come before them.  Depending on specific wording under State law, you could expect them to use a term like fraud...

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3 hours ago, wastate said:

I'm fairly certain none of you got here because you paid your bills. This is business, it was just business when they sued me and it's just business as I evade collections. From what I've read that is a big part of what is done here. I didn't blow out my credit cards and cry about it as though I'm a victim. I pay my bills. This judgment is under appeal and I won't submit until the last bell rings.

 

I once choked a puppy just to watch it die.

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21 hours ago, centex said:

Good thing you don't depend on your certainty to pay bills...but you DID do a good job of proving up how ASSUME breaks down...

 

Evasion rarely works well, especially when your own posts suggest you are actively taking steps that a Court will have issues with should the issue come before them.  Depending on specific wording under State law, you could expect them to use a term like fraud...

That's what I thought, none of it will matter unless it comes before a court and it won't if I don't file for BK. All I have to do then is move to your state or another that harbors debtors.

 

You guys are wasting your time with these petty put-downs, unless you are just amusing yourselves. I've read enough here to see how it works and realize what you are, don't worry, your self esteem will improve over time.

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1 hour ago, wastate said:

That's what I thought, none of it will matter unless it comes before a court and it won't if I don't file for BK. All I have to do then is move to your state or another that harbors debtors.

You have previously mentioned being summoned for a Debtors Exam, which means you get in front of the bench even without a BK being filed under ANY Chapter.  Engage in fraudulent acts at your own peril...

 

Oh, and on your plan to relocate, you need to be aware that a period of residence is often required before you acquire ANY of the protections of the new State. 

 

In the meantime, don't let the door hit ya where Mother Nature split ya...

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