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dark3d

Amalgamated - ABOC Inquiry sensitive

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Got a decline from Amalgamated of Chicago, and called them up to get some clarification on their decision. I was immediately put off by the csr, who never gave his name. 

 

At the time of application, I had 5 inqs (from mortgage refi). He told me that 5 is too many, and they absolutely never do recons. I asked what the magic number of inquiries would be, and he told me that instead of giving me incorrect information to call back after 2pm and talk to Helen. 

 

Not sure why I'm posting this, other than to vent a little. I wanted to hang up on him several times because of his attitude. I had no idea that there was a direct career path from fast-food service straight into banking in Chicago. I worked in the banking industry for a few years and we would have cut this guy loose before his first paycheck. 

 

I'm not sure of the _real_ reason for the decline, but I don't want anything to do with these guys after their stellar customer service.

 

EX:739

Declined - too many inquiries (5)

 

 

 

 

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On 2/13/2019 at 1:18 PM, dark3d said:

Got a decline from Amalgamated of Chicago, and called them up to get some clarification on their decision. I was immediately put off by the csr, who never gave his name. 

 

At the time of application, I had 5 inqs (from mortgage refi). He told me that 5 is too many, and they absolutely never do recons. I asked what the magic number of inquiries would be, and he told me that instead of giving me incorrect information to call back after 2pm and talk to Helen. 

 

Not sure why I'm posting this, other than to vent a little. I wanted to hang up on him several times because of his attitude. I had no idea that there was a direct career path from fast-food service straight into banking in Chicago. I worked in the banking industry for a few years and we would have cut this guy loose before his first paycheck. 

 

I'm not sure of the _real_ reason for the decline, but I don't want anything to do with these guys after their stellar customer service.

 

EX:739

Declined - too many inquiries (5)

 

 

 

 

They sound amazingly like FNBO.

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Did you call back to see if Helen would provide the real scoop?
Poo on them. I have better things to do with my time than interrogate the semi-concious. If I could go in to the branch, I'd probably pull an Uncle Buck.

Sent from my SM-N950U using Tapatalk

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