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Cashless trend worries lawmakers: "If it's not discrimination, it's elitism"

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According to the federal government, more than 14 million Americans don't have bank accounts, which makes getting credit cards very difficult. 

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They ALWAYS manage to overlook that those unbanked can always use that cash to get, oh...what are they called...oh yeah, prepaid cards or even the branded gift cards.  Problem solved.

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18 minutes ago, centex said:

They ALWAYS manage to overlook that those unbanked can always use that cash to get, oh...what are they called...oh yeah, prepaid cards or even the branded gift cards.  Problem solved.

Be nice, these people are underserved.  :lol: 

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"Cash Accepted With Proper Identification"

 

Aren't food stamps only available on a debit card? I think unemployment insurance in some states is no longer issued by check, but by direct deposit or debit card. Unless you work for an extremely small employer, chances are pay is only by direct deposit.  It's got to the point if you're shopping for crack on street corners in a sleezy part of town, your local drug pusher no longer takes cash. Everybody needs some sort of banking service, or at least a prepaid debit card that can be loaded by ACH, no matter how poor they are.

Edited by Burgerwars

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1 hour ago, Burgerwars said:

Aren't food stamps only available on a debit card? I think unemployment insurance in some states is no longer issued by check, but by direct deposit or debit card.

I wouldn't know about food stamps (yet...) but I can tell you that here UI is paid on a debit card. Because one of the posted FAQ's on Indiana's UI website concerns "ATM fees" and the State's answer is either withdraw as much funds as you need at once, or go to one of several banks established by the UI department that will allow you to withdraw money for free against your unemployment benefits card.

Edited by IndyPoolPlayer

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If you're too poor to have $2 available in a free checking account that's linked to a free debit card you shouldn't be paying someone to serve you coffee.

 

 

"I go in to get a cup of coffee, I can get it because I have a credit card, but the person behind me that doesn't have a credit card, is told they can't get a cup of coffee. Something doesn't seem right about that," Greenlee said.

Edited by cv91915

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