Medical collection (not on CR)

[whipped]

It's been a while here and getting back in hot water.

 

The medical collection is for around $1,000 which was rendered last summer for both accounts.  I know it's valid but also I know I need to follow some steps.  

 

I did check all three CR's earlier and it's clean (and don't want any CR's on there as my last neg is about to come off completely by this fall).

 

Do I still need to follow the medical-specific DV letter if I can pay with CMRRR?

 

Thank you.

[Why Chat]

Is the $1000 your copay and/or deductible from your EOMBs?

If it is from medical services within the past 2 years and has not shown up on your credit reports (double check)

https://whychat.me/GUIDEBOOK.html

 

Then you can pay the OC with the HIPAA letter insert "a"

https://whychat.me/hipltr.html

[whipped]

On 2/8/2019 at 1:37 AM, Why Chat said:

Is the $1000 your copay and/or deductible from your EOMBs?

If it is from medical services within the past 2 years and has not shown up on your credit reports (double check)

https://whychat.me/GUIDEBOOK.html

 

Then you can pay the OC with the HIPAA letter insert "a"

https://whychat.me/hipltr.html

 

Hi WhyChat, it's the co-pay unfortunately.  I will go through the process again.

 

Thank you as always.

[whipped]

Interesting development.

 

I followed the guide with the letter insert "a", made copies and made sure I sent it via CMRRR to the HIPAA department with the USPS money order specifically spelled out payable to the hospital. 

 

No contact with CA of course at all.

 

The other day, the CA sends me a check for a refund on overpayment (apparently I paid a portion of it already).  

 

- I haven't cashed the check from the CA nor intend to (under $100)

- Money orders (two since it was over $1,000) hasn't been cashed that I sent

 

I'm assuming I wait until the money order is cashed; also assuming the hospital forwarded the money order to the CA?  Also, this is the right link to check the 11-digit serial of the money order correct under 6401 inquiry?  https://mois.usps.com/pls/pmoisnp/mois_external_pkg.main

 

 

Edited March 24, 2019 by whipped

[whipped]

CRAP!!!  I REALIZED I MADE THE PAYMENT VIA USPS MONEY ORDER that in your guide was said not to ugh.

 

In either case, nothing is on my report so that's a good thing...

 

So I guess my question now is do I just wait for the M/O to clear and hope for the best?  What should I do with the M/O from the CA?

[Why Chat]

Cash it- Make a copy first and keep the letter stating it was an overpayment. ( I suggest you cash it through something other than your regular bank-- you might try signing it over to a charity -there are a few listed at the bottom of my website)

 

Check your records to see how much you paid originally.

 

I have no idea how to check to see if a postal money order has been paid (( which is why I instruct people NOT to use it)