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TheVig

Thay be come'n to get me tomorrow

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So I, and some family members got a call today from someone looking for me. Saying I need to be home tomorrow at 1:15pm to receive papers and that I need to be in court as well tomorrow. 

 

SCAM SCAM SCAM SCAM SCAM

 

But as always I did my due diligence. Checked online, civil processes, ext. Even called the Sheriff's Office and court house. NOTHING as expected. 

 

REMEMBER. If you are going to get served, you are NOT going to get a heads up phone call. If it worked that way, no one would ever answer the door. LOL.

 

These vermin are on the same level as child molesters.

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So if you are in court, how can you be at home to get served?  And if you are home to get served, how can you be in court? 

 

I like the ones who call and want to "lower your credit card interest rate."

I usually string them along for as long as I can (if I have the time) and then tell them I either pay off my CC's every month or all of my VISA cards are prepaid.

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Yeah I get those lower your credit card interest rate calls too. At least 2 to 5 times a week.

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I've been dealing with a real crappy collector about a payday loan from years ago. Sure, I recognize the debt, but I'm not settling with these people. I think it may just be one guy using several different names. They are using that same, illegal tactic. They were calling talking about being home to get papers, they called saying they were from the county clerk's office, yada yada yada. I sent 3 separate debt validation letters to all the addresses I could find online for the business name he gave me and every single one of them was returned. I may just locate the registered agent for this company and sue them for FDCPA violations.

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3 hours ago, RehabbingANDBlabbing said:

I may just locate the registered agent for this company and sue them for FDCPA violations.

You couldn't even get a DV letter to them how are you going to sue?  You won't locate anyone.  This is a scam.  There is no registered agent because they are not a legal licensed business.  The scammers phished enough of your information from a hacked data base and are hoping to scare you into paying.  Odds are high they are not even in the USA.  They use prepaid burner cell phones, spoofed phone numbers, business names that mimic real businesses knowing that many will do a Google search on them, and mail drop boxes if they are in this country.  Even if by some miracle you did happen to locate some entity to serve they will allow the default judgment, close up shop, change names and continue business in another city/state.

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20 hours ago, CreditSucksNot said:

You couldn't even get a DV letter to them how are you going to sue?  You won't locate anyone.  This is a scam.  There is no registered agent because they are not a legal licensed business.  The scammers phished enough of your information from a hacked data base and are hoping to scare you into paying.  Odds are high they are not even in the USA.  They use prepaid burner cell phones, spoofed phone numbers, business names that mimic real businesses knowing that many will do a Google search on them, and mail drop boxes if they are in this country.  Even if by some miracle you did happen to locate some entity to serve they will allow the default judgment, close up shop, change names and continue business in another city/state.

I did find the legal entity associated with this collector, but none of the addresses associated with it accepted my letter. One of them was a residential address and another was a UPS store mail box. The entity exists, but it's probably not worth my time. They have since stopped calling anyway. There aren't any credit report entries, even on the weird subprime bureaus.

 

On this one, I am pretty convinced it's some guy working from home who thinks he knows what he's doing, but he really doesn't. He did have my debt info, which he obtained somehow. The info I got from him was an email offering a settlement, which had letterhead for the entity and the UPS store address on it. I was actually ready to just settle it because it's a small debt, but the guy tried to screw me on the emailed settlement agreement. All he had to do was email me a document stating the correct amount of the settlement and that the account would be paid in full after payment was made. Nope. He tried to write down the full balance and have me agree to make a "payment toward the full balance." After that happened, I decided to do the debt validation process and ran into all those issues locating this "agency."

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On 2/13/2019 at 11:09 PM, RehabbingANDBlabbing said:

I did find the legal entity associated with this collector, but none of the addresses associated with it accepted my letter. One of them was a residential address and another was a UPS store mail box. The entity exists, but it's probably not worth my time. They have since stopped calling anyway. There aren't any credit report entries, even on the weird subprime bureaus.

 

On this one, I am pretty convinced it's some guy working from home who thinks he knows what he's doing, but he really doesn't. He did have my debt info, which he obtained somehow. The info I got from him was an email offering a settlement, which had letterhead for the entity and the UPS store address on it. I was actually ready to just settle it because it's a small debt, but the guy tried to screw me on the emailed settlement agreement. All he had to do was email me a document stating the correct amount of the settlement and that the account would be paid in full after payment was made. Nope. He tried to write down the full balance and have me agree to make a "payment toward the full balance." After that happened, I decided to do the debt validation process and ran into all those issues locating this "agency."

 

It's a scammer working from home.

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Had a lady call me a couple of years ago stating she was with the clerk of courts office and I needed to be home at certain time to receive papers. I told her I was having lunch two blocks away from the clerk of courts office, and asked if it would be ok to just come on down in person to get said papers. She hung up on me.

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