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JasonK94Z

CIT Online Bank? Who?

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I have a collection from Portfolio Recovery that states I owe $2756 to them. The original creditor is CIT Online Bank. Opened August 25, 2017.

I have absolutely no idea who CIT Online Bank is! I have not opened any new credit in over 2 years!

 

I’m not sure what to do or where to start. Im in the process of paying off several collections and noticed this on my report. I’ve neglected my reports and these collections for a few years now. Medical issues and big bills from it has stopped me from paying various credit cards to survive. However, CIT Online Bank has never been in my life or heard of until now!

 

 

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CIT Bank is (or at least was) the captive lender for Dell Computer. Did you buy a Dell anytime in the last few years?


Bingo. Thank you for jump starting my brain. Yes, I owe Dell.
I feel like an idiot now. I’m digging through old documents and have found it.

Thank you


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CIT also owns One West Bank. I used to have a One West credit card until last year. They got out of the credit card business and closed everyone's accounts.

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