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Year of Free Credit Report Monitoring Is Ending. Here’s What to Do Now.

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If subscribers locked their Equifax credit files using the service to prevent the opening of fraudulent accounts, the locks will automatically lift when TrustedID expires, according to Equifax. The locks will also end if, before Jan. 31, the consumer enrolls in a similar service that breach victims are being offered as an alternative.


The upshot? Consumers who want to keep the lock on their Equifax credit files have to use a different product — like the company’s free “lock & alert” service, the company suggests.




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