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GreenDragonLady

NFCU Qualification Question

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Again, I tried to search with no luck.

 

My grandfather was in the Army.  He is now deceased.  Does the family member have to be still living?  Additionally, I have none of his personal information and I don't know if I can get it.

 

I would like to be eligible to join NFCU but now sure how I would go about it.

 

Any guidance would be appreciated.

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Here is a list of compelling NFCU membership benefits to consider if you do not have horrendous credit:

  •  

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2 hours ago, cv91915 said:

Here is a list of compelling NFCU membership benefits to consider if you do not have horrendous credit:

  •  

:blink:

 

I thought they have special deals and whatnot that you guys post about?

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NFCU's cards are ho-hum at best. It is known for high(er) limits for people with distressed credit compared to other issuers.

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3 hours ago, GreenDragonLady said:

:blink:

 

I thought they have special deals and whatnot that you guys post about?

I just got one of their uncompetitive credit cards solely for the SUB.  It's already in the sock drawer.  I'll take their $500, but beyond that they're pretty useless to me.  

 

Once in a while they'll have a short-term CD special where they pay above-market APY on roughly the amount of money I had saved by the time I entered middle school.

 

Early on I wasted a lot of energy joining CUs I read about here, never asking myself in advance, "What specifically will this do for me that I can't accomplish better than anywhere else?"  

 

My list of credit unions I've joined and my list of credit unions I regret joining are substantially the same list.

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I personally like them for mortgages, as even if they sell it, they still service it...makes my autopays simple.

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to be honest, if you're looking for a credit card, pick on that serves your spending pattern and benefit needs. Patelco's WEMC travel card is a better option than anything NFCU offers if you travel much. 250 SUB

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2 hours ago, Zanshiro said:

I personally like them for mortgages, as even if they sell it, they still service it...makes my autopays simple.

I have had several mortgage servicers in my lifetime, and I didn't find much complexity in paying any of them.  :) 

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12 hours ago, cv91915 said:

Here is a list of compelling NFCU membership benefits to consider if you do not have horrendous credit:

  •  
 

🤣 Kat58 reacted to a post in a topic: NFCU Qualification Question

 

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As another frame of reference I have liquid savings stashed at Barclays and Live Oak Bank (among others), both of which are paying 2.25% with no minimum balance.  

 

Note that both of these alternatives are greedy for-profit banks that put profits before people, and where you are a customer AND NOT AN OWNER.

 

And all that other folksy credit union garbage.

 

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Expanding on cv's list...

 

1. They are generous with credit limits.

2. They regularly (once or twice a year) offer 0% BT with no transfer fees.

3. They do sometimes have good special CD rates.

 

Item #2 is the only reason I bothered to become a member.

 

You can expect to need to supply your grandfather's DD214 or other proof of service (there's a list on their website) as well as your parent's birth certificate and your birth certificate.

 

 

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On 1/10/2019 at 10:50 AM, nooneimportant said:

Expanding on cv's list...

 

1. They are generous with credit limits.

2. They regularly (once or twice a year) offer 0% BT with no transfer fees.

3. They do sometimes have good special CD rates.

 

Item #2 is the only reason I bothered to become a member.

 

You can expect to need to supply your grandfather's DD214 or other proof of service (there's a list on their website) as well as your parent's birth certificate and your birth certificate.

 

 

Hmmm... might need to take them up on that. The #2.

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On 1/8/2019 at 11:25 PM, GreenDragonLady said:

Does the family member have to be still living?

I don't believe so.  I joined in late 2017 based on my father having been in the Air Force.  He died in 2012.  I had documentation proving he was my father, and I had his DD-214, though I was never asked for any sort of documentation. 

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28 minutes ago, ptkdude said:

I don't believe so.  I joined in late 2017 based on my father having been in the Air Force.  He died in 2012.  I had documentation proving he was my father, and I had his DD-214, though I was never asked for any sort of documentation. 

Ok, thanks.

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