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Master 2019 Approvals and CLIs Thread


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On 2/11/2019 at 4:46 PM, HoneyB123 said:

AmEx BCE $4,000 instant approval! This is my first American Express card and I'm 6 years and 1 month post BK7, so I've been waiting patiently to apply and I'm delighted. 

First of all, congrats!  I am envious!  I don't necessarily want a ton of cards or CLs but I do want an AMEX again after my BK.  Did you count the six years from when you filed or from when debts were discharged?  Next month will be four years since my discharge.  I have heard not to try to apply for an AMEX card until at least five years have passed but not sure from which point (filing or discharge).  

 

Congrats again!

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34 minutes ago, sangha44 said:

First of all, congrats!  I am envious!  I don't necessarily want a ton of cards or CLs but I do want an AMEX again after my BK.  Did you count the six years from when you filed or from when debts were discharged?  Next month will be four years since my discharge.  I have heard not to try to apply for an AMEX card until at least five years have passed but not sure from which point (filing or discharge).  

 

Congrats again!

I waited six years from discharge, which I read somewhere here was my best bet, and had no other apps/inquiries for 12 months prior. I've also read your EX FICO needs to be over 700, not positive about that but mine was. The great thing about AmEx though is the prequalified offers page on their website, so you don't have to blow an inquiry with your fingers crossed. Good luck!!

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