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Master 2019 Approvals and CLIs Thread

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Neiman Marcus 3000-5000

Bergdorf 1000-5000

Saks still won't budge from 2k.

Haven't used it in 6 months.

Will give it a knock tonight.

 

I think Synch has split their card portfolio.

Store cards and Mc/visa.

Then they can lump good credit rating customers into good portfolios and sell them in the market.

 

I just got a fence waiting for it to get installed, so my Lowes at 35k can handle the 6k.

Got 0% for 6 months.

 

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36 minutes ago, Allkindabroke said:

Did an online CLI request for Best Buy Visa to increase from $15K to $30K.  Message to call.   30 minute review later and my new limit is $30K. 

Citi's management of the Best Buy portfolio is so schizophrenic. I had a low 800's FICO at the time, and only got the store card with a toy $1000 limit. It finally closed itself after 5 years of non-use.

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Did on online CL request for my BoA Cash Rewards Visa looking to raise it from $29.7K to $50K.  Came back with a CLI to $47.6K.  

 

Not sure how they hit that odd amount of an increase but I'll take it without question.

 

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Got a letter from Target telling me my Target MC CL is now $14.5k. Previous CL was $12.5k. 

 

Not bad I guess for quarterly pencil purchases. 

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Got bored...new Regions facility opened near the house so I applied for one of their cards.  Rewards leave much to be desired but it adds $25K to the available credit. 

 

One interesting thing with them was that they do a soft to determine eligibility and even indicate the anticipated limit before you push the button to move forward with the hard pull.  Would be nice if more banks would do that as it would prevent applying for cards that were going to result in a crappy limit.

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Not a huge milestone or anything, but was instant approved for the Ollo Platinum Mastercard for this preapproval I was offered.

 

Really was interested in the free FICO score they give on there the most, but it's also one of the first unsecured bank cards I've been approved for 4 months post BK discharge and it's been since late August, early September that I had even attempted to apply for anything at all, so roughly 3-4 months at this point. 

 

$500 and they pulled TU and EX, both sitting at 634 right now. 

 

Tried for a few other tradelines, and was declined (of course with Barclays no pull cause of blacklist, Capital One was declined and it was one of their rewards cards, and I think I got 7-10 day message on this other one I wanted and that was it), so quickly just stopped and gonna give it several more months.

 

Tried for Amazon Prime Store Card which I had before and that I'd use a lot because I shop there all the time, but no pull and no go there either. Synchrony cited the BK as the reason for the denials. 

Edited by greenpotatochips

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Well Saks finally budged and gave me nice 5k limit.

I am going to work on them and let a few balances report each month for the next 3 months.

Then go after a nice 10-15k limit.

Then find myself in a store and apply for the MC version.

 

Has anyone tried for a Walmart CLI as yet.

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1 hour ago, althes said:

Well Saks finally budged and gave me nice 5k limit.

I am going to work on them and let a few balances report each month for the next 3 months.

Then go after a nice 10-15k limit.

Then find myself in a store and apply for the MC version.

 

Has anyone tried for a Walmart CLI as yet.

Congrats!

 

Personally, I will never poke the Wally/CapOne CLI bear (or any other CapOne card in my possession). My annual income is only $32k (mortgage PIF). I already had $25.5k across 2 cards. The addition of the Wally card increased my total CapOne CL's to $45.5k.

 

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