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cv91915

Master 2019 Approvals and CLIs Thread

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Slightly different tack...

 

Pre-approved for up to $30k auto loan at 3.69% for five years, with NFCU.

 

It was understood that I would get approved, etc.  My car got totaled and my loan paid off, so I'm practically just reinstating the loan from before.

 

(going for a 2020 Hyundai Elantra Limited or Sport, with a SWAG on a 2020 Veloster N)

 

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Finally of USAA blacklist.

Cash Rewards 1000

Rewards Visa 1000

Rewards Amex 500

 

Don't care about the limits I am back in.

CLI's in the next 6 months.

I will be using them for my daily spenders and for utilities.

SO they will be getting much usage.

 

Only used 2 inqs on EX.

615 Fico 3 score they used.

 

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12 minutes ago, ruscorp said:

Approved before the labor day weekend: PNC Cash Rewards $4k

 

Downside: Received the highest possible APR of 24.99%

I don't understand. what do you mean by downside?????

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Amex BCP, requested $15,000 >> $30,000 (pending)

 

I was surprised that I didn't get a 4506-T request.  Have they stopped that nonsense?

 

I currently have:

 

Hilton ($81,000)

Vonboy ($49,500)

Blue Sky ($17,500)

Blue Cash Preferred ($15,000)

EveryDay ($15,000)

+ Greenie and Gold (NPSLs)

 

clearGifPath Blue Cash Preferred®  Summary of Accounts clearGifPath
clearGifPath
clearGifPath
clear.gif
 
Request a Line of Credit Increase
 
Your request for a line of credit increase has been submitted. 
You will receive a written response within 7-10 days.
Edited by cv91915

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On 8/28/2019 at 2:57 PM, brainchasm said:

Slightly different tack...

 

Pre-approved for up to $30k auto loan at 3.69% for five years, with NFCU.

 

It was understood that I would get approved, etc.  My car got totaled and my loan paid off, so I'm practically just reinstating the loan from before.

 

(going for a 2020 Hyundai Elantra Limited or Sport, with a SWAG on a 2020 Veloster N)

 

Vehicle secured.  Ended up with a hot hatch; 2019 Hyundai Elantra GT N-Line.

 

200hp, 7 speed auto with DCT and paddle shifting.  Happy for a new car, sad for a new loan.  C'est la guerre.

 

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Out of all the lenders I've ever had, I never had much with Comenity outside of stuff like PayPal Credit. I could say that I even burned them on that account but yet I never had any preapprovals back in the days before my BK. I turned off pop up blocking in Chrome and now see that with my FICOs higher it's already opening up more opportunities for me. 

 

Knowing how big these accounts can grow into double digits long term (and hopefully give me more leverage later as I get em up to higher limits when I'm back in prime territory and cull these), I went for these and stopped. Didn't need any more. 

 

Overstock 

Boscovs 

West Elm

Sportsman Guide Total Visa 

 

First two I got the pop up and instant approval. Third same thing but 7-10 day message and latter I just got that message as well. I'd be surprised if I even got the Visa at all. 

 

Like with other stuff, use ocasionally every few months, put like $5-$20, let that report, and PIF. My main tradelines I'll use more often but still do the same thing would be my secured CapOne card and a few others. 

 

My TU is still too low for Synchrony which I'd prefer overall here, so that's out of the question for now. Before BK, a lot of my stuff was with them and they were great for some nice CLs so this is gonna be new for me dealing with these guys.

Edited by greenpotatochips

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On 7/30/2019 at 4:50 AM, bigpoppa09 said:

Total Rewards/Caesar Rewards Luv.

Today was 4 Months since last CLI like clock work +3K

Just curious.  I've had the TR/Caesar's Visa for 14 months.  No auto CLI nor have I asked.  Do they do a HP?   My EQ and TU and really good but my EXP is much lower.   Hate them.  Thanks for any info!

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On 9/11/2019 at 7:20 PM, Nyrell said:

Just curious.  I've had the TR/Caesar's Visa for 14 months.  No auto CLI nor have I asked.  Do they do a HP?   My EQ and TU and really good but my EXP is much lower.   Hate them.  Thanks for any info!

It's a SP just hit the luv button your way over due. Set your calendar u can hit the button every 4 months for SP luv. Hope this helps 

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Belk 1024 to 5000.

I asked for 3500 shot me up to 5k.

Also got a Helzberg Diamonds card 2500.

Yes I need to get something and I can use the 0% for 6 months.

Pay it off in 2 months.

 

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11 hours ago, althes said:

Only to be used at apple store.

How many purchases do you make at the Apple Store?

 

Besides our other devices, we have two iPhones, two iPads, an iMac and a MacBook, but in an average year I'm likely to make more purchases at Jo-Ann Fabric.

 

 

Edited by cv91915

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6 hours ago, althes said:

Carecredit 7k to 12k.

Well I am losing 4k when Walmart goes away next month.

Why are you losing 4k with Walmart? Closing card on your own? Sync not transfering account to Cap1?

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