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hegemony

NEW SCORE!!!!! (Experian Boost, will include utilities)

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35 minutes ago, PotO said:

 

Someone should put a stop to all that.

I have faith a large asteroid will take care of all of it

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30 minutes ago, hegemony said:

I have faith a large asteroid will take care of all of it

Sooner rather than later I hope. 

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I did actually activate this on my wife's Experian report. It literarily raised her Fico Score 39 pts. and affected the other 3 scores too.  I don't know how to add the picture, but it looks very successful. I am still on the "you're on the list".

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Holy cow! I'm gonna open a new bank account for utility bills and see what kind of boost I get from that. It's totally worth it for a 30+ point fico boost, but I'm not going to give the CRAs access to all of my other transactions. Will report back eventually.

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I'm preparing to refinance my house and thought it would be a good time to try the boost.  If I can get a few points that could potentially save me thousands of dollars, why not!  I went from a 727 to 741, which gets me to a better rate.  I plan to turn of the boost when my refinance is completed.  14 point jump is pretty sweet

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29 minutes ago, Hanshi said:

Has anyone tried this that has all of their bills paid by CC

 

Yup.  

 

Failure.  

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I keep one bank solely for paying bills... And one bank for DD and savings. I wouldnt have issues sharing just the bank I make payments from ... For SCIENCE!

Edited by shadekitty
I cant spell..

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On 3/14/2019 at 8:44 AM, hrs1980 said:

I'm preparing to refinance my house and thought it would be a good time to try the boost.  If I can get a few points that could potentially save me thousands of dollars, why not!  I went from a 727 to 741, which gets me to a better rate.  I plan to turn of the boost when my refinance is completed.  14 point jump is pretty sweet

14 points on which FICO model?

 

https://creditboards.com/forums/index.php?/topic/574263-the-everything-about-mortgage-fico-scores-thread/ 

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