Anyone Knowledgeable Regarding Credit, Credit/History And Its Affect On Military Security Clearances?

[ChoochMooch]

I have student loans 4 months past due, currently working on deferment/forbearance/forgiveness/anything better than what I am on now.

 

My clearance is still just fine, but is there a certain point that I should be worried about potentially the negative effect on my clearance from my past due student loans?

 

Thanks!

[PotO]

18 hours ago, ChoochMooch said:

I have student loans 4 months past due, currently working on deferment/forbearance/forgiveness/anything better than what I am on now.

 

My clearance is still just fine, but is there a certain point that I should be worried about potentially the negative effect on my clearance from my past due student loans?

 

Thanks!

From what I've seen over the years, they are more concerned with how and why things happened rather than the actual fact that issues exist.  

 

 

 

 

[ChoochMooch]

8 hours ago, PotO said:

From what I've seen over the years, they are more concerned with how and why things happened rather than the actual fact that issues exist.  

 

 

 

 

You know what, I never thought of it like that, but you are probably on to something.

 

 

[PotO]

19 minutes ago, ChoochMooch said:

You know what, I never thought of it like that, but you are probably on to something.

 

 

 

The worst thing -- absolutely the worst --you can do is lie about things if they ask you about it.  Members of my command have had issues and retained their clearances as long as they told the truth and had a plan to get out of financial problems.  If your issue is simply a few student loans with other good accounts reporting, they may not even question you about it.