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8ball

Capital One and other questions

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I'm trying to get a handle on AZEO and I have some questions.

I'm one year out of BK7 and my Experian score has been bouncing between 650 and 670, the lower if I don't show a balance.

My daily card is a Capital One, $3,500 limit, that has a Due date of the 14th and Statement date of the 16th. I'd like to pay the card twice per month but when?

My other cards are

Kohls $3000 limit, survived BK7

Wells Fargo, AU times two cards, $10,000 and $12,000, both my wifes. One card was joint but Wells threw me off and made me an AU. (Wife likes to pay these weekly).

Do I need to get another card in my name?

House paid off and we just bought a new car for cash so no loans and don't really want any. 

Thanks for any thoughts.

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Five or more open revolvers is optimum.  

 

Allow $2  to report on exactly one of those, if you want to get fancy.

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Thanks, I think where I'm confused here is when to let $2.00 report. I have autopay setup, in case I missed the payment, so how do I let the $2.00 report on the 16th if the bill is paid on the 14th?

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1 hour ago, 8ball said:

Thanks, I think where I'm confused here is when to let $2.00 report. I have autopay setup, in case I missed the payment, so how do I let the $2.00 report on the 16th if the bill is paid on the 14th?

Pay the balance down to $2.00 the day before the statement closing date.

 

Then after it reports or before the due date pay the $2.00

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17 minutes ago, pandmel said:

Pay the balance down to $2.00 the day before the statement closing date.

 

Then after it reports or before the due date pay the $2.00

Thanks, maybe I'm just an idiot or I've worded the question wrong, but how do I determine the Statement closing date? I can see the due date, 14th, and the Statement date, 16th, but how do I figure out the closing date?

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6 hours ago, 8ball said:

Thanks, maybe I'm just an idiot or I've worded the question wrong, but how do I determine the Statement closing date? I can see the due date, 14th, and the Statement date, 16th, but how do I figure out the closing date?

Statement date is the same thing.

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