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CitiBank not reporting new balance - FICO 9


dj2b4life
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The last post in this topic was posted 1915 days ago. 

 

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Hey guys 

 

I'm currently looking to get a mortgage loan. In order to do this, I need to do some tinkering.

 

My Credit Score on FICO 8 is in the 770s - 780s. However, FICO 9 shows at 699 from Experian.

 

The reason is that CitiBank has not yet reported it's new balance to the Bureaus. The utilization on CitiBank shows 110%. It's been at least 60 days, and still nothing (even though I closed the balanced to close to 0% on each statement). They're being quite the inconvenience currently with their delays.

 

Any suggestions? What can I do? This FICO score is really hurting me. I need to expedite this, and make CitiBank report last month's closing balance. As it's holding me back from loans I need.

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Hey guys 

 

I'm currently looking to get a mortgage loan. In order to do this, I need to do some tinkering.

 

My Credit Score on FICO 8 is in the 770s - 780s. However, FICO 9 shows at 699 from Experian.

 

The reason is that CitiBank has not yet reported it's new balance to the Bureaus. The utilization on CitiBank shows 110%. It's been at least 60 days, and still nothing (even though I closed the balanced to close to 0% on each statement). They're being quite the inconvenience currently with their delays.

 

Any suggestions? What can I do? This FICO score is really hurting me. I need to expedite this, and make CitiBank report last month's closing balance. As it's holding me back from loans I need.

Challenge the balance with each bureau. It should update in about a week.

Sent from my SM-N950U using Tapatalk

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36 minutes ago, dj2b4life said:

Hey guys 

 

I'm currently looking to get a mortgage loan. In order to do this, I need to do some tinkering.

 

My Credit Score on FICO 8 is in the 770s - 780s. However, FICO 9 shows at 699 from Experian.

 

The reason is that CitiBank has not yet reported it's new balance to the Bureaus. The utilization on CitiBank shows 110%. It's been at least 60 days, and still nothing (even though I closed the balanced to close to 0% on each statement). They're being quite the inconvenience currently with their delays.

 

Any suggestions? What can I do? This FICO score is really hurting me. I need to expedite this, and make CitiBank report last month's closing balance. As it's holding me back from loans I need.

Who uses FICO 9 for mortgage qualification?

Edited by cv91915
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