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Rothstein1928

Advice please.......

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Am i right in saying that the Chase Freedom and Slate cards are the easiest to qualify for ?

and also in the case of Amex, the Delta Gold ?

 

These will be my first cards with both companies, my Fico is 730 ish, oldest card 2.5 yrs, youngest 3 months

 

Also, at what point does a thin file become a thick one ?, is it simply age or number of accounts or both ?

 

Thanks in advance

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Which Chase and Amex products are the most rewarding for your spending habits?  Which ones have the most lucrative SUBs?

 

Choosing a card because it's "easy" is the worst way to select a card when you have options (which you do with FICOs in the 7s).   

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The available credit is all im concerned with, any bonuses are just.......a bonus !

My options are not straightforward, i have quite a few inquiries and ITIN not SSN which complicates things, otherwise my file is all positives

 

Right now the most important thing is getting my first cards with Chase &  Amex, the rewards will follow later, i hope !

 

So please, any advice on which is most favourable to qualify for, i would be very grateful

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Also, at what point does a thin file become a thick one ?, is it simply age or number of accounts or both ?

I judge a thick or thin file on a couple of different things.   I like a file that is at least 3 years of reported payment history, and one installment account of at least $5000.00 showing well paid.

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