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A friend asked if I could help him with this, while learning more about them I found this.  This account which is not his (according to him) defaulted in 2013.


Soooo do you just call them and say your two years are up?!?!





In light of the many challenges faced by consumers regarding the standardized practice of maintaining tradelines for seven years, particularly on paid items, Ad Astra Recovery Services, Inc. has performed an internal analysis of its current procedures as it pertains to credit reporting. The outcome of this analysis has identified a burdensome and problematic system for consumers seeking a second chance after putting forth an effort to improve their financial well-being.

It is not a part of our organization’s mission to remain an impediment for an individual choosing to take responsibility in the pursuit of financial literacy and independence. Because of this, Ad Astra Recovery Services, Inc. has made the determination that it is necessary to bring an updated and equitable policy for reporting negative tradelines into practice; a policy that will remain in-line with our company’s consumer-centric mode of operations. To aid consumers in realizing success in their attempt to progress from financial set-backs, Ad Astra Recovery Services, Inc. will request the removal of reported tradelines associated with an account that has been paid in full or settled, and where more than two years have passed since the account’s date of delinquency. We may have other obligations under the law to delete a tradeline.

This is a change that will be fully in effect as of February 1, 2018, and is one that we hope will help in improving the financial future of countless Americans.

Any further questions or comments regarding this policy can be directed to management at 844-363-4464.


Ad Astra Recovery Services, Inc.
Adam Trimble, 844-363-4464

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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