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Posted (edited)

your Age? 33
Your Equifax Credit Score? 705
Your Experian Credit Score? 704
Your TransUnion Credit Score? 715

How many years have you been on file with Equifax? 14
How many years have you been on file with Experian? 14
How many years have you been on file with TransUnion? 14

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

Do you have an open auto loan? No 

Will this open auto loan be a trade-in? n/a
How many late pays within the last 12 months on the currently open loan? n/a
How many late pays within the last 13-24 months on the currently open loan? n/a
Your current open auto loan is financed with? 
Your current open auto loan payment is?   
Estimated amount you may be upside down in this vehicle? N/A not using as a trade
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 

YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 5
Total percentage utilized overall? 75% (should i pay down? first)
How many of your revolving accounts are store cards? 1
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 5
How many of your revolving accounts are known subprime credit cards: 0

YOUR PERSONAL INFORMATION

How long at your current residence? 2 years
Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent
Your Monthly Rent or Mortgage payment? $1850
How long have you held your current job? 5 years
Your total provable monthly gross income is? $15,000
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Paystub
Is there additional monthly income? What amount monthly? No
Describe the source.
Is the additional monthly income provable? No
Spousal income is not applicable.

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $16,000
Does any credit repository contain any Public Record? No
If yes, please very briefly describe. 



Does any credit repository contain any Collection Account(s)? No

If yes, please very briefly describe.


Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 10

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 8

 

Buying 2019 Dodge Ram ordered direct from factory.

Edited by kforde

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