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GAP Insurance


treesindabreeze
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The last post in this topic was posted 1983 days ago. 

 

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I lost my vehicle last year, someone ran into me. The gap insurance that I had paid off a portion but not all of the loan amount. I was not working, they asked me to pay a $1,000+ balance. I could not. The account has since been charged off. My credit is in the low 400s because of such. How can I remove this charge off? 

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19 hours ago, mk_378 said:

Gap insurance, on top of what the other guy's insurance paid, should have been a full payoff.  Unless it was the lousy version of GAP that doesn't cover negative equity rolled into the deal, and you had negative equity rolled into the deal.

Im not sure how to go about fixing this. Or who to go after.

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