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Reefermike

same account two collections

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hello all. I have a small Victoria Secret account that has been closed. i left the country last year to work and due to travel issues wasn't getting mail forwarded. Now this account is be actively collected by Commenity Bank. Meaning they continue to send bill. As well as a collection company. So both are on my reports. My question is should i pay Comenity Bank and dispute the collection as you don't have a leg to stand on or is there another route. I have the money to pay it just working 7 days a week for the last year i guess you forget about those things. I will be coming home soon and have some things i want to get and while i have the money to pay for them i need to repair and rebuild. thanks

mike

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It's unlikely that the OC will talk to you about the account (they may no longer own it), but there's no reason not to try.

 

Is this your only negative?

Edited by cv91915

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Pay either one, doesn't really matter as long as you have the proof. they will probably just update the tradeline to paid in full or something similar; they do NOT have to remove it.

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