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I owe 21k in student loan debt. The payments are too much to make I feel like I've been owing more/same amount since I graduated. What are my options? Can I get some of them forgiven? Can I refinance somewhere to get the payment down. I can't afford to pay them what they want every month 

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On 8/6/2018 at 12:43 PM, tralston3838 said:

Hello. Are they private or federal loans? There are options for either.

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Federal loans

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Yes. Income based repayment plan. Go to studentloans.gov. You will be able to see all of your options on there, and how much your payments will be with each option. Also, once you have set up your ID on there, you will be able to keep track of your loans on the nslds.gov site.

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