Wayfair, Hsn, Victoria Secret Cli without HP?

[goodpeople82]

I've had My Wayfair, Hsn and Victoria Secret accouns for 1 yr and 6 months and no auto cli on any of those accounts. I'm not familiar with the luv button but to be clear if I click the "request credit increase" button it won't result in a hp? When I click that button it's requesting my annual income is that normal? 

[hegemony]

inquiries don't matter but if you truly are worried about them you need to "use them" to get cards that are not turds.

 

good luck.

[Kat58]

4 hours ago, goodpeople82 said:

I've had My Wayfair, Hsn and Victoria Secret accouns for 1 yr and 6 months and no auto cli on any of those accounts. I'm not familiar with the luv button but to be clear if I click the "request credit increase" button it won't result in a hp? When I click that button it's requesting my annual income is that normal? 

Looks to be SP's. Read the fine print before you hit the luv button. Yes, it is normal for a FI to request your annual income for CLI's.

[goodpeople82]

Update Waufair: Approved; $2500 to $4000. Took literally 2 seconds to approve. When can I request another increase? I recall reading somewhere u can logout and sign back in and request another increase, is this true?

 

Should I try HSN?

[Konrad2012]

Victoria's Secret is good for a CLI every 4-6 months.  They've always been soft inquiries for me. 

[centex]

1 hour ago, Konrad2012 said:

Victoria's Secret is good for a CLI every 4-6 months.  They've always been soft inquiries for me. 

They must not be sending you the correct catalog then...

[goodpeople82]

*B

[Kat58]

10 minutes ago, goodpeople82 said:

*B

Request an increase on all your Comenity cards. If a SP each time, you can request as often as you like.