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rabnpmb

App for Marv

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Credit Application:

Your Age? 46
Your Equifax Credit Score? 616
Your Experian Credit Score? 622
Your TransUnion Credit Score? 638

How many years have you been on file with Equifax? 28
How many years have you been on file with Experian? 28
How many years have you been on file with TransUnion? 28

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

Do you have an open auto loan? Yes - 36 month loan auto, 36 month motorcycle (both never late)

Will this open auto loan be a trade-in? Maybe on 36 month loan
How many late pays within the last 12 months on the currently open loan? 0
How many late pays within the last 13-24 months on the currently open loan? 0
Your current open auto loan is financed with? OneMain
Your current open auto loan payment is?   $315
Estimated amount you may be upside down in this vehicle? $6500
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10

YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 4
Total percentage utilized overall? 42%
How many of your revolving accounts are store cards? 0 (does PayPal SmartConnect count?  If so, then 1
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 3
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 1

YOUR PERSONAL INFORMATION

How long at your current residence? 15 years
Do you Rent or have a Mortgage, or Live w/Relative or Other? Mortgage
Your Monthly Rent or Mortgage payment? $760 ($120 is escrow)
How long have you held your current job? 18 years
Your total provable monthly gross income is? $5723 (mine), $1790 (wife)
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Paystub
Is there additional monthly income? What amount monthly? No
Describe the source.
Is the additional monthly income provable? No
Spousal income is not applicable.

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $0
Does any credit repository contain any Public Record? Yes
If yes, please very briefly describe. 

CH7 BK 2009

Does any credit repository contain any Collection Account(s)? Yes - Currently 3 medical collection on all three (less than $170 each collection), 2 PRA on all 3. 

If yes, please very briefly describe.
1 PRA is SOL ($3800), other PRA is $708

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 5

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 8

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 8

 

Trying to get approval for 2018 Rogue AWD S for $22000.  Possible trade-in of 2011 Chevy Cruze.

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Predict approval although not at the best of terms and conditions.

Sent from my SM-N950U using Tapatalk

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