pre-screened offer for plat biz... (question for biz card ppl)

[hegemony]

offer is

"You can earn up to 75,000 Membership Rewards ^® points. After you spend $5,000 on qualifying purchases with the Business Platinum Card within the first three months of Card Membership, you can earn 50,000 Membership Rewards ^® points. In addition, after you spend an extra $5,000 on qualifying purchases on the Business Platinum Card within the same time period, you can earn 25,000 Membership Rewards"

 

I thought there was a 100k offer out there?

[hegemony]

I don't have a biz so do I just say I will use it for work related expenses?

[hegemony]

the 100k offer is 25k spend not 10k.... decisions...

[Konrad2012]

The 100K offer is 50K MR on $5K, and then 50K MR on the next $20K.

 

Remember the biz Plat pays out 1.5MR/$ on charges over $5K, so big charges is the way to use it.  You should end up with 137.5K MR after $25K spend.

 

I think the 100K offer is better since your getting 80K MR on that $20K in spend.  If you did the 75K offer you end up with 90K MR.  Even if you put the next $15K on a BB+ @ 2MR/$ you'd still only wind up with 120K MR on $25K spend.

 

All these figures assume otherwise uncategorized spend so you're not poaching spend from an Ink or CSRsv or a BGR in a bonus category. 

 

There's also a BGR 75K MR for $10K spend offer floating about. 

 

And the no-AF BB+ is as good as it getsnearn-wise for sub $5K charges that aren't categorized on some other 3x card.  Be aware its benefits are nerfed over the higher end AMEX offerings though. 

Edited July 15, 2018 by Konrad2012

[hegemony]

thanks for the great, detailed writ-up Konrad.