Jump to content

Recommended Posts


wow thats a toy limit with a decent score congrats I guess this card truly sucks and I can say that cause I have it with a 450 limit and my scores were maybe 100 points lower when I applied

Share this post


Link to post
Share on other sites
Applied with them on 7/10/2018 Experian 732 approve 500
What made you apply with them with a score of 732? Are there any other cards that you were interested in? What are your major spending categories?

Sent from my SM-N950U using Tapatalk

Share this post


Link to post
Share on other sites

*sigh*

 

I wish people would read the boards first before making decisions to apply for cards from Chocolate Goodness banks. 

 

Not only is it a wasted inquiry for a toy limit, but now OP has this stain on his report for a decade. 

Share this post


Link to post
Share on other sites

I had them a while back - two cards at 800 CL each. I got the AF fee waived on both. 

 

Closed them as fast as I could. No decent non-subprime will want to work with you if they see CreditOne on your credit reports. They are bad news, sub-prime and a total rip off when it comes to their payment schedules, fees, etc.

 

They will CHARGE YOU for CLI's.  

 

Dump them as fast as you can. Find a better card. For 700's you have many options. 

 

Welcome to CB!

Share this post


Link to post
Share on other sites

I got a $300 limit on an unsecured card, because I'm trying to rebuild and had no options. At 700+ you should be able to get a 5k-10k limit on your choice of cards I would think.

 

 

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×

Important Information

Guidelines