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cv91915

June DCU FICO is Up

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9 hours ago, nooneimportant said:

-18 to 780.  FICO 4 didn't like a fourth card reporting a balance.

I have 10 cards reporting balances as of the DCU FICO date.  👨‍🎤

Edited by cv91915

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58 minutes ago, nooneimportant said:

We must reside in different buckets.

This score model hates new accounts.  I have two this year.  I'm inferring that this model hates new accounts more than it hates a high number of accounts with balances, so the brunt of the impact was already factored in before all of these accounts reported.

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I am going to short CV's FICO based on his chart

On 7/1/2018 at 8:26 AM, cv91915 said:

795 (+2)

Capital One SickQuilver is now reporting at 70%.  Go figure.

m25EghD.png

 

and go long on Shifter's FICO...

On 7/2/2018 at 2:55 PM, shifter said:

779 (-3)

N4XDvpr.png

 

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