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Chase LOL

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Got my "semi-denial" letter for my CLI I requested. I say that because I had a $4,500 initial CL on my Amazon, and 7 months later I requested $25k. I got the 7-10day message, but they called me the next day and countered with $10k. I just got a letter in the mail stating they were sorry they couldn't approve the full amount because:


Insufficient utilization of current credit line.

You have too many active accounts or too much available credit.



They scored me at 805. Over the past 7 months, I've run up the total credit line to 30% once or twice, and used the card for Amazon purchase quite extensively. So much so that I've had balances reported because I was using it almost every day and couldn't get it paid to 0 fast enough. I'm not sure how much they want me to run up the CL to satisfy the first comment. However, the second excuse was amusing.......... :rofl:

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I seem to recall once that Amex was a jealous whore. I'm wondering if Chase is starting to want monogamy as well.

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