This should have been a 2% card..... [AMEX Cash Magnet]

[PotO]

 

 

 

 

 

 

"Good SUB" = $150? So everything from the AARP card on up?

Like I said, show me something with a decent SUB that I haven't got already.

 

Already got AARP. And just about everything else Chase offers that hasn't an AF.

.

What about BOA? They have quite a few cards with subs. Do they limit the number of subs you can get?

Already have BOA x 3.

Is that the max? Without even looking at any of their points cards to see if they are worthwhile, they have 5 cash back cards with $150 SUB for $500 spend: Cash Rewards, Susan G Komen Cash Rewards, MLB, World Wildlife Fund, and US Pride.

I have the Cash Rewards and Travel Rewards already. I will check the others you mentioned as it might be an easy SUB. Not sure what their card limit is, though.

On a side note and not directed at you, NOI ... I'm not saying the new AmEx card is good. 1.5% is not very exciting, but it is an easy *no hard inquiry* $300.

1.5% cards are so yesterday.

I'll take a yesterday for $300.

[centex]

 

 

 

 

 

I've already got five. Gonna have to cancel one to apply for another.

Same boat. But this card isn't the one to make that happen.

But the $300. Tempting.

Banished to MyFico, You are

If it helps, I wouldn't apply if the SUB were under $150.

After you apply, please remember to be ecstatic about the 23.2% interest rate. Only then will you recieve my Kongrats.

 

APR is not relevant to those who don't pay interest...

[centex]

I think I may be near my exposure limit with them...the pop-up on the personal loan has a big chunk missing on the available amount...used to be a $40K offer. Now just $10K...

 

Will see if that changes once the recent travel expense payments post.

[Medion]

I don't like opening new accounts (happy with my current ones, letting them age). And my current (now former) BCE was 12 years old (having been changed from a BCP, which was previously a BCE, which was previously a BC). So I called and requested a product change. Nope, not eligible. Then I logged into chat and did the PC. No problems.

 

Same account number, age, history, etc. No signup bonus. Same $40k limit. I only ever used this card on hefty electronics purchases for the extended warranty, so an extra 0.5% CB is welcome.

[PotO]

I don't like opening new accounts (happy with my current ones, letting them age). And my current (now former) BCE was 12 years old (having been changed from a BCP, which was previously a BCE, which was previously a BC). So I called and requested a product change. Nope, not eligible. Then I logged into chat and did the PC. No problems.

 

Same account number, age, history, etc. No signup bonus. Same $40k limit. I only ever used this card on hefty electronics purchases for the extended warranty, so an extra 0.5% CB is welcome.

You PC'd over to the new Cash Magnet Card?

[mec]

 

I don't like opening new accounts (happy with my current ones, letting them age). And my current (now former) BCE was 12 years old (having been changed from a BCP, which was previously a BCE, which was previously a BC). So I called and requested a product change. Nope, not eligible. Then I logged into chat and did the PC. No problems.

 

Same account number, age, history, etc. No signup bonus. Same $40k limit. I only ever used this card on hefty electronics purchases for the extended warranty, so an extra 0.5% CB is welcome.

You PC'd over to the new Cash Magnet Card?

It would appear so. Thereby eschewing the 5.5% cash back on the first $7,500 spending of the new cards first year...

 

Missing the opportunity to exploit the only advantage to having good credit ...to benefit from it financially.

[PotO]

 

 

I don't like opening new accounts (happy with my current ones, letting them age). And my current (now former) BCE was 12 years old (having been changed from a BCP, which was previously a BCE, which was previously a BC). So I called and requested a product change. Nope, not eligible. Then I logged into chat and did the PC. No problems.

 

Same account number, age, history, etc. No signup bonus. Same $40k limit. I only ever used this card on hefty electronics purchases for the extended warranty, so an extra 0.5% CB is welcome.

You PC'd over to the new Cash Magnet Card?

It would appear so. Thereby eschewing the 5.5% cash back on the first $7,500 spending of the new cards first year...

Missing the opportunity to exploit the only advantage to having good credit ...to benefit from it financially.

True. Clearly a bad move.