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Innocent_Kiss

Sent Medical CA validation first. Big oops

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I completely forgot about WhyChat's method for medical trade lines. I fired off validation letters to three CA's, including a medical collection. During the time of the ER visit, our medical coverage was pending. I was told once it was approved, to call a number to get the bill covered. I completely dropped the ball on it as I was terribly ill for months.

 

Anyway, the CA validated. This is my first medical account I've ever had to deal with. Any suggestions on next steps?

 

Update: Just called financial services at hospital and it's to late to add the bill under medical coverage.

Edited by Innocent_Kiss

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I completely forgot about WhyChat's method for medical trade lines. I fired off validation letters to three CA's, including a medical collection. During the time of the ER visit, our medical coverage was pending. I was told once it was approved, to call a number to get the bill covered. I completely dropped the ball on it as I was terribly ill for months.

 

Anyway, the CA validated. This is my first medical account I've ever had to deal with. Any suggestions on next steps?

 

Update: Just called financial services at hospital and it's to late to add the bill under medical coverage.

Have you spoken to your insurance Co.?? The hospital is not the one to decide if your procedures are covered or if it is "too late" to submit.

 

What was the date of medical service??

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If your insurance Co says they will pay the bill if it is submitted--get something in writing from them. Also find out IF the bill WAS ever submitted to them.

Did you give the hospital your insurance information when you went in??

 

If you get approval from your insurance Co to have the bill resubmitted use this;

https://whychat.me/hipltr.html

 

insert "b 2"

 

Also make sure you are opted out and prepared to send the dispute letter to the CRAs

https://whychat.me/GUIDEBOOK.html

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