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kks713

Medical Collection - Why Chat, what's next?

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Hello,

 

I've been avidly following the device via this forum, but have only been able to successfully register today. I have a 5 year old Medical Collection from Clear Term Service. Recently, I tried WhyChat's medical collection dispute and sent a letter to all 3 CRAs. I received a letter from the CA, Clear Term Services, that list the OC, Account#, original amount and debt date. The 2nd paragraph stood out it states the following:

 

"If your records indicate that the outstanding balance is correct and payment to WOODLAKE MRI was overlooked, you may save additional fees by remitting the original amount $502.57 to us within 15 days from the receipt of this letter without the need of any further written or verbal communication."

 

What do I do now? Offer pay for delete? I'm located in Texas which has a 4 year SOL for lawsuit for medical debt.

 

Thanks in advance! Any information provided will be greatly appreciated.

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Hello,

 

I've been avidly following the device via this forum, but have only been able to successfully register today. I have a 5 year old Medical Collection from Clear Term Service. Recently, I tried WhyChat's medical collection dispute and sent a letter to all 3 CRAs. I received a letter from the CA, Clear Term Services, that list the OC, Account#, original amount and debt date. The 2nd paragraph stood out it states the following:

 

"If your records indicate that the outstanding balance is correct and payment to WOODLAKE MRI was overlooked, you may save additional fees by remitting the original amount $502.57 to us within 15 days from the receipt of this letter without the need of any further written or verbal communication."

 

What do I do now? Offer pay for delete? I'm located in Texas which has a 4 year SOL for lawsuit for medical debt.

 

Thanks in advance! Any information provided will be greatly appreciated.

 

Welcome! Sorry you had trouble registering.

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Did you follow all the initial steps in the guides?

https://whychat.me/GUIDEBOOK.html

 

Was the CA response a direct result of your sending the CRAs the initial dispute letter?

https://whychat.me/hipaadisp.html

 

Did you have insurance at the time of service?? If so, do you have your EOMB ( explanation of medical benefit) from your insurance Co??

 

What was the response from the CRAs?

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