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BOA is stopping HP for CLI

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1 hour ago, NorCalR1 said:

Congratulations hegemony. 

 

Question: Is your overall BofA credit line exposure over 150K after this increase?

I only have one BOA card (travel rewards siggy).

ETA: I also have no banking relationship with BOA (although BOA does acknowledge it serviced my first (Countrywide) mortgage >10 years ago an d made me use the same log-in ID from when that account was opened).

 

Hopefully with the next CLi I'll get the Big Bear Special 99.9K(tm)

Edited by hegemony

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1 hour ago, hegemony said:

I only have one BOA card (travel rewards siggy).

ETA: I also have no banking relationship with BOA (although BOA does acknowledge it serviced my first (Countrywide) mortgage >10 years ago an d made me use the same log-in ID from when that account was opened).

 

Hopefully with the next CLi I'll get the Big Bear Special 99.9K(tm)

:lol:

 

Congrats on the increase to 92!  Set the clock for 90 days.

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On 12/6/2018 at 9:51 AM, cv91915 said:

I just picked up $34,700 across three of our cards.  The Cash Rewards Visa is now my second highest limit.

 

 

My Travel Rewards, was $22,800 (requested $50,000):

 

Your new total credit line is $36,500.00 with a cash credit line of $14,800.00 and is available for immediate use. 

 

TAD's Premium Rewards card, was $21,000 (requested $60,000):

 

Your new total credit line is $33,600.00 with a cash credit line of $13,500.00 and is available for immediate use. 

 

Joint Cash Rewards card, was $55,000 (requested ($85,000):

 

Your new total credit line is $63,400.00 with a cash credit line of $23,100.00 and is available for immediate use. 

I don't have access to TAD's credit reports (or TAD either, for that matter), but the two cards that have my name on them have already had the new limits reported (at least to Experian).

 

jMiDh1s.png

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13 hours ago, almostanonymous said:

Haven't been on here in quite a while .. just stumbled across this thread and have it a go.  36.5 to 55k instant approval no pull. Not bad.

Nice!  Did they counter or is 55k what you requested?

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16 hours ago, almostanonymous said:

I requested 55k.  Should've asked for more! My highest limit prior to this was 52.5 on BCP

The SP CLIs make it easier to try again in 90 days. :)  Onward and upward!

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On 12/6/2018 at 9:51 AM, cv91915 said:

 

TAD's Premium Rewards card, was $21,000 (requested $60,000):

 

Your new total credit line is $33,600.00 with a cash credit line of $13,500.00 and is available for immediate use. 

 

For some odd reason the AA letter for this one was mailed to our house in California.  

 

It states:  

 

blahblahblah

 

The amount of credit extended to you by us and/or our affiliates is sufficient.

 

blahblahblah 

 

So I'm thinking he didn't get the full amount due to TOO MANY INQUIRIES.  😛 

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I’m not sure about the personal cards, but $100,000 is the threshold where BofA requires financial / proof if income info.

could be the reason why they are approving just under $100k 

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On 12/3/2018 at 10:38 PM, nooneimportant said:

I tried on one account that hasn't seen any use in a while and got the 7-10 day message. It appears to have been a soft pull.

 

My other account is carrying a 0% balance that will expire next month and be paid off. Do I try now or wait until it's paid off?

On 12/4/2018 at 11:08 AM, deanmartini said:

You don't have to wait until it's paid off.  

I just tried this account and got the 7-10 day message. 

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On 1/22/2019 at 11:32 AM, IndyPoolPlayer said:

Hmmm ... seems now I don't have the option for SP CLI.

just means the card is not eligible right now. my link disappears from time to time too

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On 12/8/2018 at 12:01 PM, hegemony said:

I only have one BOA card (travel rewards siggy).

ETA: I also have no banking relationship with BOA (although BOA does acknowledge it serviced my first (Countrywide) mortgage >10 years ago an d made me use the same log-in ID from when that account was opened).

 

Hopefully with the next CLi I'll get the Big Bear Special 99.9K(tm)

I have been sitting at the $99.9K for a while as well.  I even once asked for a $100 CLI to $100K and they wouldn't do it.  DWs card is sitting at $81.8K and last time we went for a CLI (<6 months ago)  they declined because she didn't have any banking relationship with them (or something to that effect).  I don't either, but I have been at the $99.9K for some time.  Maybe this is a new thing that if you don't have a relationship they cap your CL.

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On 12/17/2018 at 4:12 PM, IndyPoolPlayer said:

Just requested $25K -> $35K on my BOA Cash Rewards - got 7-10 day notice

 

Edit To Add: Duh! CRA's still on ice.

 

On 1/22/2019 at 2:32 PM, IndyPoolPlayer said:

Hmmm ... seems now I don't have the option for SP CLI.

 

10 hours ago, hegemony said:

just means the card is not eligible right now. my link disappears from time to time too

Right. Makes sense now, after doing the ask and being declined because the CR's were on ice. Ah well. Next time.

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