BOA is stopping HP for CLI

[Rogue]

So is everyone still only getting a SP for BofA CLI requests?

[Big Bear]

On 7/3/2018 at 9:25 PM, hegemony said:

I'm going to ask for 150k.

Bump for Round 2...(if you haven't already)

[hegemony]

9 hours ago, Big Bear said:

Bump for Round 2...(if you haven't already)

I did a while ago and got CLI of 12k IIRC.

[bigpoppa09]

On 12/1/2018 at 1:02 AM, Rogue said:

So is everyone still only getting a SP for BofA CLI requests?

Yes i just got another SP CLI a few minutes ago.

[Big Bear]

7 hours ago, hegemony said:

I did a while ago and got CLI of 12k IIRC.

Counter offer or did they give you what you asked for?

 

I have generally been asking for a CLI in December on my Merrill+ card (that seldom sees any use) so I think it's time for me to see if I can land a 100k TL.

[deanmartini]

I last tried back in May. I asked for 50K on both...

 

Alaska 25.5K > 40.8K

Platinum Plus 25.5K > 40.8K

[Occam]

I did 2 BoAs in October (same day, within a few minutes). Got 2 CLIs + 1 soft.

 

I've always shot for the stars then taken the counter offer.

[centex]

The MBNA influence is still strong in their mainframe...victimized by identity theft when I had MBNA accounts and I *STILL* get punished for it even though those losses were not my fault. 

 

Yet another reason AXP gets the lions share of my spending...

[NorCalR1]

Too scared to try.

 

Hope to see no more "stolen" existing lines to increase another line. 

[Rogue]

11 hours ago, bigpoppa09 said:

Yes i just got another SP CLI a few minutes ago.

Thanks for the confirmation and congrats on the CLI.

[nooneimportant]

I tried on one account that hasn't seen any use in a while and got the 7-10 day message. It appears to have been a soft pull.

 

My other account is carrying a 0% balance that will expire next month and be paid off. Do I try now or wait until it's paid off?

[deanmartini]

12 hours ago, nooneimportant said:

I tried on one account that hasn't seen any use in a while and got the 7-10 day message. It appears to have been a soft pull.

 

My other account is carrying a 0% balance that will expire next month and be paid off. Do I try now or wait until it's paid off?

You don't have to wait until it's paid off.  

[zildjian]

I unlocked all reports, waited 5 mins and pulled the trigger. I was at $43k and asked for $80k. Got 63k. No HPs.

[hegemony]

On 12/3/2018 at 4:17 AM, Big Bear said:

Counter offer or did they give you what you asked for?

 

I have generally been asking for a CLI in December on my Merrill+ card (that seldom sees any use) so I think it's time for me to see if I can land a 100k TL.

counter offer. IIRC I only asked for 100k.

[Big Bear]

8 hours ago, hegemony said:

counter offer. IIRC I only asked for 100k.

That was all the motivation I needed (I'm still gun shy from when they axed my CL back in '07-'08).

 

Asked for 100k and they countered, ever so slightly.

 

 

 

FWIW, I have yet to receive notifications of any hard pull, though the language was still there on the CLI page.

[hegemony]

congrats BB!!

[nooneimportant]

Nice limit, Big Bear! What was it before the increase?

[hegemony]

I know I read it posted somewhere but can't find it... is it 90 days between CLIs?

[nooneimportant]

11 hours ago, hegemony said:

I know I read it posted somewhere but can't find it... is it 90 days between CLIs?

Yes.

[cv91915]

I just picked up $34,700 across three of our cards.  The Cash Rewards Visa is now my second highest limit.

 

 

My Travel Rewards, was $22,800 (requested $50,000):

 

Your new total credit line is $36,500.00 with a cash credit line of $14,800.00 and is available for immediate use. 

 

TAD's Premium Rewards card, was $21,000 (requested $60,000):

 

Your new total credit line is $33,600.00 with a cash credit line of $13,500.00 and is available for immediate use. 

 

Joint Cash Rewards card, was $55,000 (requested ($85,000):

 

Your new total credit line is $63,400.00 with a cash credit line of $23,100.00 and is available for immediate use. 

[Big Bear]

17 hours ago, nooneimportant said:

Nice limit, Big Bear! What was it before the increase?

Thanks!

 

CLI was from 80k.

[Big Bear]

30 minutes ago, cv91915 said:

I just picked up $34,700 across three of our cards.  The Cash Rewards Visa is now my second highest limit.

 

 

My Travel Rewards, was $22,800 (requested $50,000):

 

Your new total credit line is $36,500.00 with a cash credit line of $14,800.00 and is available for immediate use. 

 

TAD's Premium Rewards card, was $21,000 (requested $60,000):

 

Your new total credit line is $33,600.00 with a cash credit line of $13,500.00 and is available for immediate use. 

 

Joint Cash Rewards card, was $55,000 (requested ($85,000):

 

Your new total credit line is $63,400.00 with a cash credit line of $23,100.00 and is available for immediate use. 

 

Nice!  And no thefting? Even better.

[cv91915]

14 minutes ago, Big Bear said:

 

Nice!  And no thefting? Even better.

No thievery.

 

I once tried to move limits around between the Cash Rewards (joint) and Travel Rewards (in my name only), and they wouldn't let me because of the difference in account ownership.  Perhaps that is why.

 

Odds are approximately 100% that I'll apply for a Premium Rewards card of my own in the immediate future.  We'll see if they extend me more credit, or just steal some from the Travel Rewards Visa.  

 

[bigpoppa09]

I forgot to add my CLI from Monday 60K>70K.

[Rogue]

On ‎12‎/‎5‎/‎2018 at 2:32 AM, Big Bear said:

That was all the motivation I needed (I'm still gun shy from when they axed my CL back in '07-'08).

 

Asked for 100k and they countered, ever so slightly.

 

 

 

FWIW, I have yet to receive notifications of any hard pull, though the language was still there on the CLI page.

Congrats Big Bear! That's a nice limit, but seriously, BofA could not give you the lousy extra $100 in credit line to meet your request and create a $100K card? But then again, no real surprise here coming from BofA, LOL!

Edited December 7, 2018 by Rogue