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BOA is stopping HP for CLI

bigpoppa09

By bigpoppa09,
in Credit Forum

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The last post in this topic was posted 1187 days ago. 

 

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Fitzhume
Fitzhume

Went from $50K to $70K.  Asked for $100K. $119.9K total across two cards now.  

almostanonymous
almostanonymous

Link popped up again some time in the past couple of days, requested 76k and was countered with 65.1k.  

Big Bear
Big Bear

That was all the motivation I needed (I'm still gun shy from when they axed my CL back in '07-'08).   Asked for 100k and they countered, ever so slightly.       FWI

Jon77

Jon77

Posted
Posted

I got approved for the Cash Rewards card at the end of March this year.

 

I noticed the blue "increase your credit line" link the other day.

 

How long after approval should you as for a CLI?

I'd shoot for 91 days. Especially since it's a SP.

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steelers1

steelers1

Posted
Posted (edited)

 

I got approved for the Cash Rewards card at the end of March this year.

 

I noticed the blue "increase your credit line" link the other day.

 

How long after approval should you as for a CLI?

I'd shoot for 91 days. Especially since it's a SP.

 

 

I requested a total CL of $15,000 and got it!

 

I've had the card for over 3 months and 90 days.

 

$8,000 >>> $15,000

Edited by steelers1
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hegemony

hegemony

Posted
Posted

 

 

I got approved for the Cash Rewards card at the end of March this year.

 

I noticed the blue "increase your credit line" link the other day.

 

How long after approval should you as for a CLI?

I'd shoot for 91 days. Especially since it's a SP.

 

 

I requested $15,000 and got it!

 

I've had the card for over 3 months and 90 days.

 

$8,000 >>> $15,000

 

nice!

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ivymike

ivymike

Posted
Posted
14 hours ago, bigpoppa09 said:

Yea Heg u left money on the table but u can get em in  round 2 = 91 days.

Or you can try again right away if you're OK with increased odds of manual review as the hyperlink will remain active until the nightly refresh is run.  Time to eligibility to reapply doesn't appear to be fixed either as I've had the link reappear about a month after a successful request although IIRC that was post-immediate approval on that particular card.

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cv91915

cv91915

Posted
Posted

I'm interested in hearing from anyone with two or more Bank of America cards who got a recent CLI...  have they stolen any portion of your increase from another card?

Long before this thread started I stopped requesting CLIs on my cards because they'd just rob from Peter to pay Pablo.

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mixer99

mixer99

Posted
Posted

Thanks everyone! 10K bump to a credit line of $25,600! This will help with utilization % and our home buying next month!

Note- It DID give verbiage indicating a credit report would be pulled. We are sure that they are ONLY doing softs with this new announcement?

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nooneimportant

nooneimportant

Posted
Posted
5 hours ago, cv91915 said:

I'm interested in hearing from anyone with two or more Bank of America cards who got a recent CLI...  have they stolen any portion of your increase from another card?

Long before this thread started I stopped requesting CLIs on my cards because they'd just rob from Peter to pay Pablo.

I have two cards and my CLI request on one card resulted in an increase of less than I asked for. They did not steal anything from the other card.

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cv91915

cv91915

Posted
Posted
10 hours ago, nooneimportant said:

I have two cards and my CLI request on one card resulted in an increase of less than I asked for. They did not steal anything from the other card.

Thank you. 

So far:

Stole: 0

Didn't steal: 1

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trachkids

trachkids

Posted
Posted

Requested online to go from $23,500 to $50k, received notice of TU & EXP frozen via USPS, called in to tell them EXP isn't frozen, HP & CLI to $36k. No SP for me, but it was worth the HP. Trying to get this card up hasn't been quick, but has been steady. 

 

Congratulations on all the increases, y'all😊

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bigpoppa09

bigpoppa09

Posted
  • Author
Posted
On 7/5/2018 at 10:51 AM, trachkids said:

Requested online to go from $23,500 to $50k, received notice of TU & EXP frozen via USPS, called in to tell them EXP isn't frozen, HP & CLI to $36k. No SP for me, but it was worth the HP. Trying to get this card up hasn't been quick, but has been steady. 

 

Congratulations on all the increases, y'all😊

Congrats Trach what cause the HP was your iced up reports when i took my card to 50K it was a SP as others have reported. just before 91 days comes around un thaw TU,EX to be safe and fire away aim high. Congrats again.👍

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trachkids

trachkids

Posted
Posted
Congrats Trach what cause the HP was your iced up reports when i took my card to 50K it was a SP as others have reported. just before 91 days comes around un thaw TU,EX to be safe and fire away aim high. Congrats again.


Thanks, BP


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  • 3 months later...
mixer99

mixer99

Posted
Posted
On 7/4/2018 at 4:21 PM, mixer99 said:

Thanks everyone! 10K bump to a credit line of $25,600! This will help with utilization % and our home buying next month!

Note- It DID give verbiage indicating a credit report would be pulled. We are sure that they are ONLY doing softs with this new announcement?

Got another 10K, today. Total is $35,600 available credit now!

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