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Equifax lets identity thieves raid "frozen" credit reports through its shady, obscure secondary credit bureau

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Not really sure what "identity thieves" are going to do with a useless bureau that nobody pulls?

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Perhaps a bit more reliable and nuanced discussion of this:




Krebs says: "I was able to successfully place a freeze on my NCTUE report by calling their 800-number — 1-866-349-5355. The message said the NCTUE might charge a fee for placing or lifting the freeze, in accordance with state freeze laws"

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Plus, their Work Number division may have your salary and employment history information.

If your employer reports to them, you may be in their files.


Along with private employers and government agencies, companies that use outside payroll processors may not know those companies report to the Work Number. When you sign your new employment enrollment forms, there is often a statement in there where you allow them to release your information. Most employees overlook the statement, and concentrate on the other payroll startup forms.


**CAs and JDBs also tap their credit header info for collections.



Edited by tmcgill

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