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Auto Refif w/ same lender & payment history question

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I have a used auto loan with Alliant. If I were to refinance the loan for a lower % rate with Alliant, would the history of the old loan with payments remain on my CR?

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If you refinance with the same CU and they close the original loan, then they should show a new tradeline with the new terms.

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Thank you Marv. Just still wondering if the history of my on time payments with the old loan would remain on my CR's. My concern is I have short credit history and my current AAOA's is 1 year and 3 months.

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Yes. It should remain on your credit report for 10 years.

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If you refinance with the same CU and they close the original loan, then they should show a new tradeline with the new terms.

Each loan will be its own TL. One will report closed with zero balance, and will show the payment history prior to the refi. The second will report as a new TL.

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