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CantEven

Getting Nelnet to remove after a discharge??

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My husband is a combat disabled veteran and in 2017 we started the process of having his student loans discharged based on his permanent and total disability. It was awarded on Sept/October of 2017 and all accounts went to a $0 balance. We had a few late payments and it is keeping those trade lines in a negative status. His discharge date went back to the day he got out of the army, before the loans were issued. Based on that do you think we can get the TL deleted from his credit reports?

 

Thank you

M

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The tradelines could be removed if he has received Permanent Disability Discharge by the U.S. Department of Education. If he has a Provisional Disability Discharge, then no, the tradelines cannot be removed because there will be follow-up on the Provisional Disability Discharge.

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FWIW-

 

They removed my husband's tradeline within 30 days of receiving the discharge. Actually, the entire process was very efficient. Filed for T&P 10//2017, approved and sent to the DOE 11/2017, approved the same month and tradeline removed 12/2017. They removed 2 parent plus loans and the consolidation loan but not loans which were consolidated.

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