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Whychat method for deceased mother?


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My mother passed away recently. She has some outstanding medical debt, in Massachusetts, approximately $5,000. A collection agency just sent her a letter, regarding a hospital bill. Her only asset was her home, which is to be either lived in by my brother, or sold and split between us. Are we required to sell the home to pay these debts? Can I use the Whychat method? Should I sent debt validation to the collection agency? If so, do I leave the signature area un-named?

 

Thanks all

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Neither you nor anyone else is liable for her debts.

If she had an estate with assets then there is a possibility that the OC (original creditor) MIGHT be able to claim against her estate.

 

Send a notice of her death directly to the alleged creditors like this;

 

Your MOTHER'S NAME
123 HER Street Address
Your City, ST 01234
ABC Collections
123 NotOnYourLife Ave
Chicago, IL
Date: _________ PM#____________
Re: Acct # XXXX-XXXX-XXXX-XXXX
To Whom It May Concern:
This letter is being sent to you in response to your attached letter.
If you have nothing in writing use the phrase "recent communication,
This is not a refusal to pay, but a notice that ( YOUR MOTHER'S NAME) passed away (give date) A copy of her death certificate is attached.
There is no estate.
Please also be advised that this letter is a formal dispute, and a request that you cease and desist any and all collection activities.
Sincerely,
Your Name(PRINT OR TYPE DO NOT SIGN)
DO NOT GIVE YOUR ADDRESS OR IDENTIFY YOURSELF AS HER SON/DAUGHTER
Send it priority mail with a tracking #
In the meantime, I suggest you keep track of ALL correspondence and YOUR credit reports (if your mother was living with you)
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