Jump to content

Sign in to follow this  
deerfern

Help Get my Daughter Get Disabilty

Recommended Posts

Hi and Help, Please!

 

I am trying to get my adult daughter on disability. There are several steps I need to do this. Unfortunately, everything I needed to do and need to do now becomes a big, difficult situation. Right now I need to fix her Credit Report.

 

She moved from one state to another (WA to IL) and lost all her documents except her WA Driver’s License. She moved in with me so there was no rent and she doesn’t work. Therefore, it was extremely difficult to prove residency to the State of IL. But, I was finally able to do it, and I also got her Birth Certificate.

 

Now I need her Social Security Card. I tried to have her create an online Social Security account but she can’t because there is some incorrect address showing on EX. And of course her new address is not there.

 

So, how do I get an erroneous address off EX CR, and at the same time, add the new, missing correct address? Without having her apply for new credit? (her score is around 500)

Can I just write EX a letter to state 2 things,

  1. Update her new address (include copy of her new Driver’s License) and
  2. Dispute the incorrect address as invalid as she never lived there. Or do I need to ask them what company reported that address and then contact them?

Is that correct? Is there any other way or faster way to do it??

 

And I heard that you can't just write to Credit Bureaus (EX in particular) and send them proof of the correct address. The only way to do it is to apply for credit. How ridiculous! Isn't there another way? I need to correct EX in particular because SS uses them. There must be a lot of people that change their address and want it updated on the CB's without applying for new credit. How is it done?

 

Any and all suggestions are greatly appreciated!

Share this post


Link to post
Share on other sites

Whoo Hoo!

 

When she went to dispute online the incorrect address, I didn't think it would update her record to the new address. But it did! I think it was because I had to pay for a rental insurance policy in order to verify residency for IL State.

 

Wow something finally went well.

 

But now EX won't let her dispute online "due to security reasons". I don't know what those would be. But she can call and get more info, which I will have her do.

 

Thanks!

Edited by deerfern

Share this post


Link to post
Share on other sites

You don't have to do her SS card online. Just take her into the local Social Security office with her ID. I'm guessing the WA Drivers license is still valid? I mean, not expired? That's all that she needs to provide in person to get a replacement Social Security Card. And as for getting her disability, if you mean Social Security disability, rather than some type of private disability, her credit report is irrelevant. It has zero to do with her ability to file a claim or get approved. You can call 800-772-1213 to set up an appointment to file for disability, and you can ask them for the local office's address and phone number. You do not need an appointment to apply for a social security card replacement unless you are in an extremely busy field office location.

 

You may want to correct her credit report for credit reasons, but it has zero to do with getting her a new card or on disability. Hope that helps.

 

Kim (Social Security Admin management for 25+ years)

Share this post


Link to post
Share on other sites

Sorry - wanted to clarify - the credit report must match to set her up with an online MySSA account, which in turn you can use to get a replacement SS card, but nothing needs to match any credit reports if you do this in person with a valid ID. SHE needs to be the one to apply for the replacement card though. So you can go with her to assist, but she must be present herself. Good luck.

Share this post


Link to post
Share on other sites

Hi Kim,

 

Thanks for the great info! Since she lost her SS card, I wanted to get her a replacement. I was trying to do it online the easy way instead of going into the office. I will have to do that instead now. The problem is she can barely walk due to her disability.

 

For the online MySSA account, I did understand it had to match up in order to create an online SS account. That's the problem -- it's not matching up. I called SS who told me either there was a block on it by her (there is no block), there's a fraud alert on it (nope, not that either), or there was a recent address added. So that's what I thought it would be since it has a bad address shown on her report.

 

So I wanted to fix that bad address, But EX won't let her dispute on line, So she called. They said they will remove the bad address and send her the update soon. FYI, this bad address was not new, so I am not sure why SS won't let her create an account.

 

I need to get her a SS card to apply for disability. As far as I understand, a lawyer will require it.

 

I think I can apply for medicaid using just her SS number, not the card itself.

Share this post


Link to post
Share on other sites

They will give you all the forms to fill out at the SS office. If you're good at government forms, it's fairly easy. I did my wife's and they offered me a job. LOL I had ALL her medical records to show them, and it just turned out that they chose MY doctor to do the independent medical exam. I dropped off all the records at his office two weeks in advance. She was approved in less than 30 days start to finish.

 

Some people have a hard time getting approval because the claim is suspect.

Share this post


Link to post
Share on other sites

The social security office should be wheel-chair accessible, so her inability to walk shouldn't be an issue.

 

If her health is deteriorating rapidly, make time to see a lawyer and draw up the appropriate power of attorney documents as soon as possible.

Share this post


Link to post
Share on other sites

Hi Kim,

 

Thanks for the great info! Since she lost her SS card, I wanted to get her a replacement. I was trying to do it online the easy way instead of going into the office. I will have to do that instead now. The problem is she can barely walk due to her disability.

 

For the online MySSA account, I did understand it had to match up in order to create an online SS account. That's the problem -- it's not matching up. I called SS who told me either there was a block on it by her (there is no block), there's a fraud alert on it (nope, not that either), or there was a recent address added. So that's what I thought it would be since it has a bad address shown on her report.

 

So I wanted to fix that bad address, But EX won't let her dispute on line, So she called. They said they will remove the bad address and send her the update soon. FYI, this bad address was not new, so I am not sure why SS won't let her create an account.

 

I need to get her a SS card to apply for disability. As far as I understand, a lawyer will require it.

 

I think I can apply for medicaid using just her SS number, not the card itself.

Well, you don't need a lawyer to file disability either. A fact that lawyers who work with disability don't really want you to know or believe.

Share this post


Link to post
Share on other sites

FYI: Arrive at the SSA office so you'll be there when they open. No excessive waiting or possible downtime.

Edited by tmcgill

Share this post


Link to post
Share on other sites

My 3 kids are on disability and the process is very simple and the offices are very accomodating to all special needs. The SS office and the place we filed for disability are the same, so you possibly can get an appointment same day that you go in to file the paperwork to get the SS card. I don't know if they accept the print out anymore to get the card, but initially that's all we needed to prove it, and the card came 2 weeks later.

Share this post


Link to post
Share on other sites

The social security office should be wheel-chair accessible, so her inability to walk shouldn't be an issue.

 

If her health is deteriorating rapidly, make time to see a lawyer and draw up the appropriate power of attorney documents as soon as possible.

 

That's not the issue, but thank you. Her walking is difficult to get to and from the car, walk on the sidewalk... walking. Just because something is wheel-chair accessible doesn't mean she can use it. In addition, she's not in a wheel chair.

 

And her health is not deteriorating rapidly, but thanks for your concern on both these parts. I'm just trying to get her on medicaid so she can see a doctor and get disability.

Share this post


Link to post
Share on other sites

AS EXPLANATION: (I'll try to be as clear as possible)

 

I need to:

Get her Birth Certificate (done)

Get proof of residency in order to get State issued ID (done)

Get her IL State issued ID (done)

Get her social security card (Not sure if I need that right away, but may as well) - go to SS Office to do that

Apply for Medicaid - go to DHS for that

Pick a Medicaid plan and wait for the card to get the Medicaid & plan number to be able to go to the doctor

Get her to doctor and most likely specialists and get them to sign medical diagnosis

Go back to SS and apply for disability

Get lawyer as she will probably be denied

 

My daughter has been diagnosed with Equilibrium Disorder. Not a well known disease. She falls down a lot but doesn't want to be in a wheel chair (she's 28 and says it's pride). She was also diagnosed as clinically depressed. I think if I had that disease I would be too. She gets very tired after only a few hours. She can't stand for longer than about 10 minutes or so. So I was really just trying to get out of dragging her over there.

 

She lived in WA with her boyfriend on a hobby farm way away from any major metropolitan area for 6 years. When she came back to IL to visit family this Christmas, he broke up with her and won't send her anything. So she needed all her documents again. She doesn't work and has no bank accounts or credit cards.

 

She doesn't have medical insurance in IL (she had it in WA). Once she gets Medicaid in IL, she can see a doctor, who will probably send her to a specialist because everyone will need/want fresh information. Once she gets that, she can apply for disability. She was diagnosed in IL so the specialists will have her records. This is because she came to IL about a year and a half ago because she couldn't find a good doctor within reasonable distance in WA. The closest one she found was in Seattle and he had numerous malpractice suits so she thought he wasn't the best fit. It was lucky for her that her Dad was able to help at the time and paid for her flight out and for the doc visits and for rehab out of his own pocket. But that is not the case now.

 

Can she get MEDICAID without her physical SS card? The SS office and the DHS medical office are two separate buildings/cities. Can you just go to DHS and sign up for medical without your social security card? I am thinking I can drive her to the SS office to request a new card (and wait the 2 weeks to get it) and maybe in the meantime go to the local DHS office to apply for Medicaid. But I think DHS will want a copy of her SS card. I will have to call them to confirm as I don't want to drive there for no reason.

 

For the process of applying for disability, yes, I understand. Unfortunately I have been through it now several times. I am getting tired of it!

 

1st time with a girlfriend who had to get a lawyer. She has Bipolar and they tend to automatically deny claims even if all the papers and documents are there. Just my friend but she told me a lot at the time.

 

2nd with my 2nd husband who had to get a lawyer, although we were able to fire that one because I was able to get him on the fast track due to his health. He died 2 months later. He got his disability 2 days prior. The one SS agent who was helping me said it was ok that he wasn't on fast track and couldn't come in because he was bed ridden in the nursing home. He said "That's OK, you can just apply after he's dead". Real sensitive there. I was able to get in contact with a very nice woman in the fast track area who finally helped me.

 

3rd time with my other daughter which is still ongoing after 2 years. She also has bipolar. She's been in the hospital 4 times with in 8 months so she qualifies and all her papers were in order and I got her a lawyer before the 1st apply. The SS told me when we were there that instead I should go ahead and apply first, then get denied as most people do. Then get the lawyer. That way, the lawyer has to fix whatever was wrong on the papers. I am not sure why they are denying her claim because she has all the papers and documents in order. My friend who I just mentioned said she was denied 3 times because the doctor didn't say a particular word or phrase exactly as they wanted it. We are awaiting outcome on this one.

 

4th was my Mom who didn't qualify because they said she makes too much money.

 

5th one is my daughter which I am asking for your help with here!

 

I don't think I like this merry go round!

Edited by deerfern

Share this post


Link to post
Share on other sites

If it's like here, state Medicaid application is online in PA through Compass. You may not have to go anywhere to apply. It will buy you time to get the card. In some cases you upload documentation, in other cases you ringit with you if they set up an appointment.

Share this post


Link to post
Share on other sites

If it's like here, state Medicaid application is online in PA through Compass. You may not have to go anywhere to apply. It will buy you time to get the card. In some cases you upload documentation, in other cases you ringit with you if they set up an appointment.

shadekitty,

 

Thanks. For Medicaid/Food Stamps we have an online system called ABE. However that didn't go very well for me when I used it. My application (along with 2 grandchildren) got "stuck" in the system and after 4 months I finally got someone to "push it through" since it wasn't approved timely. It was finally approved after 5 months wait, took another 2-3 weeks to get the cards to actually start using it.

 

Of course my experience with the DHS directly in the office or phone isn't much better so I don't know which would be better, online application or physically going in.

 

For SS, I still want to have my daughter be able to get online for her SS. Apparently that depends on EX. I will have to wait 90 days since she added a new address now. I don't want to write the letter and send the proof of new residency. Too much work for me already going on.

 

 

legaleagle2012, Thanks so much for the links! I am in compliance so I love that stuff. The one link pointed to residency which didn't help, but I was able to see all the different regulations and found the one for Social Security Requirements at Application, which said SS could use a SS card OR a driver's license. So she can just use the DL and doesn't need that physical SS card. That's great!

http://www.dhs.state.il.us/page.aspx?item=14448

 

------

Just to put a few more things on my plate for anyone who's willing to listen: Now I need an operation myself, and I am dealing with a 90 year old mother who has much indication of dementia.

 

Fun time over here, anyone want to visit? LOL :)

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




  • Today's Birthdays

    1. pks3541
      pks3541
      Age: 63
  • Member Statistics

    • Total Members
      178,020
    • Most Online
      2,046

    Newest Member
    sterngegill123
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines