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ANNOUNCEMENT

 


cv91915 has set up a Go Fund Me page to take donations that will be used for flowers for breeze's memorial, and excess will be donated to a cancer charity in breeze's name.  If you'd like to participate, please go here:  https://www.gofundme.com/breeze-memorial .  If you have any questions about donating or the GFM, please reach out to cv91915.  
 
 
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Sunday, unexpectedly, we lost one of our own.  After a sudden diagnosis of liver cancer just two days before, our very own mama Breeze lost her battle with this disease and passed away on Sunday afternoon.   She passed peacefully surrounded by her family.
 
We know that many of you will be as devastated as we are to learn of this, and we know that you will share in our grief.  We will be in the Feedback forum with you, sharing our memories and our tears.  We encourage you to join us there.
 
We started on this journey fifteen years ago - breeze, Pam, LKH, and radi8.  Through everything that has transpired over the past fifteen years, we have always remained family - and Mama breeze was an integral part of that family.  We will be posting additional information here, as much as we can while still respecting her desire for privacy and anonymity.  For now, while we process our grief, we will close this notice with Godspeed, Mama.  We miss you so much already.

 

- Pam, LKH, radi8, Marv

- the mods and forum leads


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whall1970

Remote Deposit Question

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my friend wanted me to ask a question. She lives in California but her bank is back in Ohio where she is from, she remote deposited a check for 1250.00 and they made it available to her immediately, so she used it, the check was returned insufficent funds. Since she deposited it on her mobile phone in california but her bank is in Ohio, what could they do to her legally ? I told her they probably close her account and report it. But since she lives in California about the most they can do to her legally is civil action, demand payment, and maybe turn it over to Check Program State Attorney? , but I was reading the remote deposit is hard for them to do much since the bank takes the risk with offering it. any advice for her? she did not do it intentionally, she was suppose to have a direct deposit from her other account but it did not show up

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Posted (edited)

Possible Recovery Actions:

 

This happens often, but agreeing to the account terms means she is legally responsible for the deposits into the account.

The bank may close her account and report her to Chexsystems and/or Earning Warning Services (EWS).

In addition, they could assign it to a collection agency, and the charged off account could show up on one or more credit reports.

 

Legal Action:

They could assign it to a local law firm in CA, whose attorneys are licensed in that state.

Edited by tmcgill

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