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hegemony

As growth of its branded debit and credit cards has plateaued, Target is exploring other ways to generate more loyalty

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I'm showing an APR of 24.15%. Not low, but I'd wager that many of their applicants are in the sub-prime category. Most store cards have lower underwriting standards, which means higher APR costs to offset the default rates and/or rewards paid out. Nonetheless, always PIF!

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Maybe if they let people apply for the Mastercard, and have a rewards program to use it outside of Target, then they could get credit card growth. Just like, hmm, Amazon does with the Visa?

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On 3/19/2018 at 5:58 PM, thesaintly said:

I'm showing an APR of 24.15%. Not low, but I'd wager that many of their applicants are in the sub-prime category. Most store cards have lower underwriting standards, which means higher APR costs to offset the default rates and/or rewards paid out. Nonetheless, always PIF!

I'm getting 25.15%. What crime did I commit against humanity?

 

It's also my lowest limit card. Only a measly $1,400. I can spend that 5X (edit: 4.28X (edit: 4.285X)) over with my Victoria's Secret limit!

Edited by policebox

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8 hours ago, policebox said:

I'm getting 25.15%. What crime did I commit against humanity?

 

It's also my lowest limit card. Only a measly $1,400. I can spend that 5X (edit: 4.28X (edit: 4.285X)) over with my Victoria's Secret limit!

is the victoria's secret store branded tin foil any good?

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Yeah, screw the APR complaint ... we got fatigued trying to get DW's CL above $500 and finally just kicked the card to the curb.  (This was sometime around the turn of the century, mind you ...)

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