Jump to content

Please use the Feedback forum for questions about the upgrade.  We will get to them as quickly as possible.

 

Sign in to follow this  
pportillo

One last collection then report is clean...need help.

Recommended Posts

I have one unpaid medical collection left on my husband's report. The date of service is from 2012 so it is out of SOL here in California. The collection agency is Rash Curtis and Associates in Vacaville California and the bill is from a local hospital. This CA placed a smaller account ($5) on his report earlier this year that had been paid directly to the hospital, I disputed that account online with Experian and it was removed We are trying to refinance our house and the Credit Union asks for proof of payment or if we are going to dispute. We have had dual medical insurance for more than 15 years so I am unsure how this went unpaid, This account is showing only on Experian, the two other reports are clean. Before finding this site, I disputed this online last year and it was verified...any suggestions are welcome. The original amount was $727 and the current balance is $1131.

 

We have a conditional approval letter pending this account.

 

Thanks everyone.

Share this post


Link to post
Share on other sites

Follow the guides: ( if you had opted out before applying for a mortgage your reports would not have been poisoned by a JDB)

 

https://whychat.me/GUIDEBOOK.html

 

https://whychat.me/GUIDE%20HIPAA%20PROGRAM.html

 

Send Experian this

https://whychat.me/hipaadisp.html

 

Even if Experian doesn't delete immediately you will be able to show that it is marked in dispute on your report.

 

If they do not delete, send the CA this;

https://whychat.me/ltrcavalhipaa.html

and then send Ex this

https://whychat.me/ltrcavalhipaa.html#DISPUTE

Share this post


Link to post
Share on other sites

Thank you! I will send out the letter first thing in the morning. I am not sure what this means but the conditional letter said, after we inform them of pay or dispute, they will not address this account again. I will post more as we go through the process. Thanks again.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×

Important Information

Guidelines