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Student Loans Discharged Due to 100 Percent VA Rating...Now What?


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Now that I have received notice from Nelnet that my student loans have been discharged by Nelnet and Dept of Education due to my being a 100 percent Service Connected disabled veteran as rated by the VA, Im not sure how this will translate on my Credit Report. Im assuming the CR will show these tradelines as Paid. What I dont know is if my past delinquencies will remain or if the entire tradelines will be removed (if I ask). Or will delinquencies remain but drop off after 7 years like everything else? Anxious to hear any thoughts on this topic. Thanks!

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  • 4 weeks later...

We just did this with my husband's student loans for the same thing. They showed as a $0 balance by the next month on all credit reports. Of course if you ever had any late payments those stay there. They won't delete the tradeline either. In my husband's case his score didn't even budge. Drove me crazy that his $22,000 in student loans went to $0 and we didn't see any positive numbers.

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