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Progress over 4 years, from 550 to 700

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First of all, a big thank you to all the users here who have answered my questions and helped me in my credit journey.


I started off several years ago with many derogs, and a FICO of ~550. After 4 years of new trade lines, on-time payments, and a close eye on utilization, I have finally hit 700! (TU)


I started with a single $300 secured Capital One MC. I now have $36,650 in credit card limits.



Edited by nselig

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Nice. I'm starting that journey myself. Hope I get to where you are in a few years.


Good luck! Patience and hard work pays off. This site helped a lot as well.

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Nice work! What's the next goal?




The answer is in your signature ;)



Aim higher! :P

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