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Financing a Vacation home low score

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I am looking at buying a vacation Condo, in the 200k range. Now, I could potentially purchase the condo outright but this would deplete all my savings at this time. I am self employed, I show income of 90k per year, but scores are 620-650 because of past hardships a few years ago. I currently own my primary home outright, nothing owed on it, deeded to the llc. Is there a shot at a mortgage or should I just buy outright?

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