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Master 2018 Approvals and CLIs Thread


cv91915
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I dont know how or why, but NFCU just approved my CC request and gave me a $15K CL with a 620 score. I do have a few $k in the account when I applied so I dont know if that was a factor.

 

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I dont know how or why, but NFCU just approved my CC request and gave me a $15K CL with a 620 score. I do have a few $k in the account when I applied so I dont know if that was a factor.

 

Sent from my SM-G965U using Tapatalk

 

Nice approval!

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PayPal CLI via 9K to 18K. Thanks to CB advice and guidance, and Cred Sol!

 

Will have 8 CC accounts w 0 balance this month with total utilization of <1.5% on TL of 200K. Planning on apps with AlliantCU and either CSR or AmexPlatinum (for travel) in the next 2 weeks, then reprioritizing spend to have only 3 cards routinely active (Amex BCP - 6% for groceries, Chase Amazon - 5% for my primary shopping addiction, and balance of spend on Alliant - 3%; other cards will be strategic spend to meet SUB requirements, or miles/points accumulation, or to keep card active. Target TL of 250K, then gardening for a while unless/until something amazing comes out or up. All scores >800 now, target of >830s across the board by end of 2018. Thank you CB pros for all your help!

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Playstation visa 2k, TU 660.

Also Target 300 temp limit, will wait till I get the card and see real limit.

Glad I got back in with target and capone(for a while I couldn't get approved and they wouldn't even do a credit pull, even though I have QS1 already).

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PayPal CLI via 9K to 18K. Thanks to CB advice and guidance, and Cred Sol!

 

Will have 8 CC accounts w 0 balance this month with total utilization of <1.5% on TL of 200K. Planning on apps with AlliantCU and either CSR or AmexPlatinum (for travel) in the next 2 weeks, then reprioritizing spend to have only 3 cards routinely active (Amex BCP - 6% for groceries, Chase Amazon - 5% for my primary shopping addiction, and balance of spend on Alliant - 3%; other cards will be strategic spend to meet SUB requirements, or miles/points accumulation, or to keep card active. Target TL of 250K, then gardening for a while unless/until something amazing comes out or up. All scores >800 now, target of >830s across the board by end of 2018. Thank you CB pros for all your help!

 

Playstation visa 2k, TU 660.

Also Target 300 temp limit, will wait till I get the card and see real limit.

Glad I got back in with target and capone(for a while I couldn't get approved and they wouldn't even do a credit pull, even though I have QS1 already).

 

Congratulations, to both of you!!!

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PayPal CLI via 9K to 18K. Thanks to CB advice and guidance, and Cred Sol!

 

Will have 8 CC accounts w 0 balance this month with total utilization of <1.5% on TL of 200K. Planning on apps with AlliantCU and either CSR or AmexPlatinum (for travel) in the next 2 weeks, then reprioritizing spend to have only 3 cards routinely active (Amex BCP - 6% for groceries, Chase Amazon - 5% for my primary shopping addiction, and balance of spend on Alliant - 3%; other cards will be strategic spend to meet SUB requirements, or miles/points accumulation, or to keep card active. Target TL of 250K, then gardening for a while unless/until something amazing comes out or up. All scores >800 now, target of >830s across the board by end of 2018. Thank you CB pros for all your help!

 

Playstation visa 2k, TU 660.

Also Target 300 temp limit, will wait till I get the card and see real limit.

Glad I got back in with target and capone(for a while I couldn't get approved and they wouldn't even do a credit pull, even though I have QS1 already).

 

Congratulations, to both of you!!!

 

Thanks Kat. Congrats Althes

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Penfed Cash rewards, $15,000. Not instant. Had to provide POI in the form of 2 paystubs.

 

I think I triggered that request by putting down my annual income($42,000) on the App where the app asked for monthly income.

 

Initially they wanted to approve me for $10,000 unless I also submitted 2 years of Tax returns showing my self employment income

 

I told the CSR that I can send the tax return and asked to speak to the underwriter. The CSR told me I can't talk to the underwriter and that he will take my concern to him.

 

After a few minutes on hold he came back and said that the underwriter approved the higher CL after reviewing my CR and seeing that I have large CLs without any balances.

 

He said he doesn't understand why the system requested POI. Hope this helps someone trying to play Penfed.

Edited by tobettercredit
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HSBC 2k>3.5k

 

For only using it once, the app sucks, and having a couple months, they are CLI friendly

 

Congrats!!!

 

I applied for a cli on my Sam's club MasterCard. My starting limit was 4000. Asked for 8000. Instantly approved with no hard pull.

 

That's Great!!!

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Just approved for the Citibank Costco Anywhere Visa with a credit limit of $4,000. Was planning to apply for this card sometime in the future but yesterday my mechanic informed me that my tires are getting to be in shabby condition (and he doesn't even sell tires). Received a Costco flyer in today's mail advertising $70 off a set of Michelins with an additional $60 off if you pay with the Citibank Costco card.

 

I had applied for this card a couple years back when Costco first switched over to Visa. Was outright denied at that time. Had a bunch of bad items fall off my credit reports last month due to age.

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The last post in this topic was posted 1316 days ago. 

 

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