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hegemony

Master List of Oddball and Weird Credit Limits

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I wish there were a Master thread for what these limits mean to the issuer. Usually it's "code" right?

 

Barclay $4,160. It used to be round numbers while getting CLI's until they BC'd me down to that and I sockdrawered them ever since.

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Our Chase Marriott @ $61,905 can't top that.

 

My CSR is $29,113 (screenshot) - which is a strangely specific number since most tend to round to 500 or 1000.

Edited by semistatic

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I wish there were a Master thread for what these limits mean to the issuer. Usually it's "code" right?

 

Barclay $4,160. It used to be round numbers while getting CLI's until they BC'd me down to that and I sockdrawered them ever since.

With some, there is definitely an internal meaning. Some used to go to $X05,00 as an indicator of account inactive status (I think I remember that with Sears and I also saw it with Neiman Marcus). Barclays is likely an internal indicator of adverse action, although I don't know if we have enough data points to confirm it was associated with the chopping of a line.

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A long time ago, I had an MBNA affinity card with an off limit of $21,050

 

It has since been transferred when BofA bought them out and has been increased to a more normalized limit.

 

As I recall, MBNA did hand out strange initial credit lines. They also used to use something called judgmental lending that may have contributed to this.

 

Nowadays, all my cards have limits that are normal, such as 22,000 or like 15,500, etc.

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I believe I had a $2,540 limit with Amazon (Synchrony) at one time. That has since gone up.

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