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AMEX CLI QUICK QUESTION


The last post in this topic was posted 1464 days ago. 

 

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Apped in june and got BCED card. I actually messed up and haven't even used it, not once. Is it worthless to ask for a CLI at this point? if not isn't it like 180 days after first approved you can get a cli and you ask for 3x correct? They did soft my ex at the end of October. I also have a gold charge card, I guess you don't ask for a cli on this kind of account, right? Thanks!

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Charge = NPSL / no CLI's since they report your "high balance"

 

Credit

- approved for card / try around 60 day mark \\ some report getting the card and hitting the CLI button and getting approved for one.

 

- if you receive a CLI on any account with Amex and it's approved it's 181 days from that date before trying for the next one

------ if you apply and are denied then it's a 90 day wait

 

- if you apply for a CLI and are asked for a 4506-T to process it then you can apply for another one at any time unlike above

------ typically a 4506-T request starts around the $34.5K CL requests

 

The MAX CLI amount is 3X your current limit. Their systems will just counter back to the 3X limit or less if you request more than that amount.

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  • 2 weeks later...

Charge = NPSL / no CLI's since they report your "high balance"

 

Credit

- approved for card / try around 60 day mark \\ some report getting the card and hitting the CLI button and getting approved for one.

 

- if you receive a CLI on any account with Amex and it's approved it's 181 days from that date before trying for the next one

------ if you apply and are denied then it's a 90 day wait

 

- if you apply for a CLI and are asked for a 4506-T to process it then you can apply for another one at any time unlike above

------ typically a 4506-T request starts around the $34.5K CL requests

 

The MAX CLI amount is 3X your current limit. Their systems will just counter back to the 3X limit or less if you request more than that amount.

About 4 months ago - I tried for CLI on my 6k BCE. (before I upgraded to preferred.) They didn't counter; they just flat declined. Not sure about their system countering. It didn't in my case.

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The last post in this topic was posted 1464 days ago. 

 

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