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Where Was Your Card Declined Today?

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Yesterday my mom needed $800 in cash to pay their gardener for some work.

 

Dad's at their summer home and she doesn't have an ATM card.

 

First I had to call WF to increase my daily withdrawal limit (it was set at $310... when was the last time you got a $10 bill from an ATM?). The increase request to $1,000 was approved.

 

Mom called me when she arrived at the cardless WF ATM and I requested an access code from the WF app. I read the access code to her over the phone. She entered that and my PIN, and the transaction was declined twice in a row.

 

I called WF and cleared the fraud alerts via their automated system. She tried again and got another failure.

 

Thankfully, several months ago I added her to my WF account for situations like this, so she ended up just walking into the branch and withdrawing cash at the counter.

 

Mom needed more cash for the gardener (anyone else wondering why the gardener needs so much cash while Dad's out of town?), so I stopped at the Wells Fargo ATM this afternoon and used an access code to attempt my transaction.

 

$400 withdrawal: declined

 

[got new code]

 

$300 withdrawal: declined

 

[got new code]

 

$200 withdrawal: declined

 

I called and the agent said that it might be because I'm traveling, and she began the process of adding a travel alert on my account.

 

She sounded exhausted after adding my trip to Japan which starts on Monday, then a couple of days back in California, then part of the following week in Raleigh before heading back to Mudland. That's just the next 12 days, so I didn't go into my July plans.

 

Technically I am traveling since the Mud Hut is the address on the account, but seriously... this is the ATM that I've used for 99 out my last 100 withdrawals, and this particular ATM is at the branch where I've done nearly every in-person transaction since late 2004.

 

This is getting old.

Edited by cv91915

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Yesterday my mom needed $800 in cash to pay their gardener for some work.

 

Dad's at their summer home and she doesn't have an ATM card.

 

First I had to call WF to increase my daily withdrawal limit (it was set at $310... when was the last time you got a $10 bill from an ATM?). The increase request to $1,000 was approved.

 

Mom called me when she arrived at the cardless WF ATM and I requested an access code from the WF app. I read the access code to her over the phone. She entered that and my PIN, and the transaction was declined twice in a row.

 

I called WF and cleared the fraud alerts via their automated system. She tried again and got another failure.

 

Thankfully, several months ago I added her to my WF account for situations like this, so she ended up just walking into the branch and withdrawing cash at the counter.

 

Mom needed more cash for the gardener (anyone else wondering why the gardener needs so much cash while Dad's out of town?), so I stopped at the Wells Fargo ATM this afternoon and used an access code to attempt my transaction.

 

$400 withdrawal: declined

 

[got new code]

 

$300 withdrawal: declined

 

[got new code]

 

$200 withdrawal: declined

 

I called and the agent said that it might be because I'm traveling, and she began the process of adding a travel alert on my account.

 

She sounded exhausted after adding my trip to Japan which starts on Monday, then a couple of days back in California, then part of the following week in Raleigh before heading back to Mudland. That's just the next 12 days, so I didn't go into my July plans.

 

Technically I am traveling since the Mud Hut is the address on the account, but seriously... this is the ATM that I've used for 99 out my last 100 withdrawals, and this particular ATM is at the branch where I've done nearly every in-person transaction since late 2004.

 

This is getting old.

 

I'm liking casinos more and more. I go every couple months and take out a marker or two which I often pay back with winnings before leaving. But when I leave I cash whatever chips I have left, marker or not. Keeps me in cigar and cash type spending money. Haven't used an ATM (or teller) for cash in a decade or so, I travel with a couple grand and usually come back w/o spending it. But you never know. Sometimes you just need cash.

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Yesterday my mom needed $800 in cash to pay their gardener for some work.

 

Dad's at their summer home and she doesn't have an ATM card.

 

First I had to call WF to increase my daily withdrawal limit (it was set at $310... when was the last time you got a $10 bill from an ATM?). The increase request to $1,000 was approved.

 

Mom called me when she arrived at the cardless WF ATM and I requested an access code from the WF app. I read the access code to her over the phone. She entered that and my PIN, and the transaction was declined twice in a row.

 

I called WF and cleared the fraud alerts via their automated system. She tried again and got another failure.

 

Thankfully, several months ago I added her to my WF account for situations like this, so she ended up just walking into the branch and withdrawing cash at the counter.

 

Mom needed more cash for the gardener (anyone else wondering why the gardener needs so much cash while Dad's out of town?), so I stopped at the Wells Fargo ATM this afternoon and used an access code to attempt my transaction.

 

$400 withdrawal: declined

 

[got new code]

 

$300 withdrawal: declined

 

[got new code]

 

$200 withdrawal: declined

 

I called and the agent said that it might be because I'm traveling, and she began the process of adding a travel alert on my account.

 

She sounded exhausted after adding my trip to Japan which starts on Monday, then a couple of days back in California, then part of the following week in Raleigh before heading back to Mudland. That's just the next 12 days, so I didn't go into my July plans.

 

Technically I am traveling since the Mud Hut is the address on the account, but seriously... this is the ATM that I've used for 99 out my last 100 withdrawals, and this particular ATM is at the branch where I've done nearly every in-person transaction since late 2004.

 

This is getting old.

 

 

So what you're saying is when Wells Fargo plays the commercials about reinventing themselves, they mean they are reinventing themselves as a credit union?

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I have withdrawn two one dollar bills at an ATM to insert into the change machine at a car wash. I already had some 20s and like to carry as little cash as I feel I can get by on.

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Yesterday my mom needed $800 in cash to pay their gardener for some work.

 

Dad's at their summer home and she doesn't have an ATM card.

 

First I had to call WF to increase my daily withdrawal limit (it was set at $310... when was the last time you got a $10 bill from an ATM?). The increase request to $1,000 was approved.

 

Mom called me when she arrived at the cardless WF ATM and I requested an access code from the WF app. I read the access code to her over the phone. She entered that and my PIN, and the transaction was declined twice in a row.

 

I called WF and cleared the fraud alerts via their automated system. She tried again and got another failure.

 

Thankfully, several months ago I added her to my WF account for situations like this, so she ended up just walking into the branch and withdrawing cash at the counter.

 

Mom needed more cash for the gardener (anyone else wondering why the gardener needs so much cash while Dad's out of town?), so I stopped at the Wells Fargo ATM this afternoon and used an access code to attempt my transaction.

 

$400 withdrawal: declined

 

[got new code]

 

$300 withdrawal: declined

 

[got new code]

 

$200 withdrawal: declined

 

I called and the agent said that it might be because I'm traveling, and she began the process of adding a travel alert on my account.

 

She sounded exhausted after adding my trip to Japan which starts on Monday, then a couple of days back in California, then part of the following week in Raleigh before heading back to Mudland. That's just the next 12 days, so I didn't go into my July plans.

 

Technically I am traveling since the Mud Hut is the address on the account, but seriously... this is the ATM that I've used for 99 out my last 100 withdrawals, and this particular ATM is at the branch where I've done nearly every in-person transaction since late 2004.

 

This is getting old.

 

 

On the way back to the Wells Fargo ATM this morning I logged into the WF app and requested an ATM access code.

 

I got back an error message that said I'd requested the max number of access codes in a 24-hour period, and to try again later.

 

WTF? They declined me four times (not three as I originally posted) yesterday and I never got any money!!

 

I took my card along just in case, and that worked fine. But good lord.

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Barclays Aviator Silver was declined a couple of hours ago when I attempted to make a £9.80 purchase to use the London Underground.

 

The previous ~8 charges today went through fine.

 

I put the charge on my Amex Platinum instead.  No drama.

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Hopefully, my card is not being declined anywhere. If my card is being declined, it means I don't have any money.

 

That said.. The next place may be somewhere in the mall.

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Amex Delta at Taco Bell. I called Amex to be safe. Amex didn't even see an attempt. Definitely a fuq up on Taco Bell's end.  Card worked fine at other establishments. 

 

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9 hours ago, Torpedo said:

Hopefully, my card is not being declined anywhere. If my card is being declined, it means I don't have any money.

 

That said.. The next place may be somewhere in the mall.

I guess Barclays thought I was out of money but Amex did not.  Go figure.

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3 hours ago, TheVig said:

Amex Delta at Taco Bell. I called Amex to be safe. Amex didn't even see an attempt. Definitely a fuq up on Taco Bell's end.  Card worked fine at other establishments. 

 

I've always wanted to try one of their tacos with the shell made out of Doritos(R).  Seriously.

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Myself and three of my credit whore coworkers went to Starbucks this afternoon. Sign taped to CC terminal asks Amex users to swipe. Of course we tried inserting for shyts n giggles. DECLINED. Swipe was no problem. Lol

 

While waiting on drinks, I look at my Twitter feed.......low and behold Amex has a post that stating Serve and Blubird users are experiencing difficulties and we are working on a fix. Granted we were all using CC. Not sure if it was related, just found it funny.

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Mom's Discovery IT Fake Mylez(R) card was declined last week when she attempted to make an $11 purchase at Trader Joe's.   :lol:

 

Three previous transactions totaling < $400 were flagged as potentially fraudulent.  Apparently mom bought something online for ~$300 and my dad had the audacity to buy gas and groceries with his AU card.

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My Best Buy Visa was declined at Tokyo Central.  I used another card and went on my way.   BBV customer service said they had no record of the card being declined.     Odd. 

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22 hours ago, brainchasm said:

The vending machine in my office.  And all I wanted was trail mix. :(

 

A customer of mine has a very large employee breakroom. All the vending machines take credit cards. All of them clearly state they accept Amex. Well they don't...…….until now. Owner of said business told the vending company to accept Amex or pull out all your shyt.

 

Needless to say I'm happy when I visit. Top brass at this place is happy too. The vending machines code as restaurants. After all we talking serious first world problems if we don't get 2x MR on a bag of chips.

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Red Hat Ampitheater in Raleigh ..... neither swipe nor insert worked for my Amex BCE.  He manually keyed it in and it worked.  🤷‍♀️  The guy talked the whole time about how it'd been forever since he'd seen an Amex BCE.  🤷‍♀️  

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On 8/31/2018 at 4:50 PM, TheVig said:

A customer of mine has a very large employee breakroom. All the vending machines take credit cards. All of them clearly state they accept Amex. Well they don't...…….until now. Owner of said business told the vending company to accept Amex or pull out all your shyt.

 

Needless to say I'm happy when I visit. Top brass at this place is happy too. The vending machines code as restaurants. After all we talking serious first world problems if we don't get 2x MR on a bag of chips.

Did the vending machines start accepting Amex again?

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On 8/10/2018 at 12:29 PM, cv91915 said:

Barclays Aviator Silver was declined a couple of hours ago when I attempted to make a £9.80 purchase to use the London Underground.

 

The previous ~8 charges today went through fine.

 

I put the charge on my Amex Platinum instead.  No drama.

Yesterday my Citi AAdvantage Executive card was declined when I attempted to purchase a $3 train ticket at the Washington Street Blue Line station in Chicago.

 

Once again the American Express Platinum saved the day and allowed me to use subprime public transportation.  

 

I always enjoy dragging my luggage a half mile through city streets to get to a train station, having my credit card declined when attempting to buy a ticket, and then arriving at the airport covered in public train filth.  

 

When I got home I boiled the clothes I had on.

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Buying liquor in Mexico with my Amex Platinum in was denied 3 times. Never went through.

 

Sent from my SM-G950U using Tapatalk

 

 

 

 

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Amex PRG at Morton's. 

 

As the waiter comes to my table to embarrass the shyt out of me, the manager comes running up, and says hand me that card back. Some moron had a cable from the terminal unplugged. 

 

Comped $50 off the tab for the trouble without me even asking or expecting it.

Edited by TheVig

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2 hours ago, TheVig said:

Amex PRG at Morton's. 

 

As the waiter comes to my table to embarrass the shyt out of me, the manager comes running up, and says hand me that card back. Some moron had a cable from the terminal unplugged. 

 

Comped $50 off the tab for the trouble without me even asking or expecting it.

The manager must have read step one in the "Troubleshooting" section of the terminal's owner's manual...

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W(t)F PROPEL declined for BestBuy online purchase totalling $166.34.

New card and had already used it for approx 20 other transactions.

Confirmed via text it was me and had to run it again. At least they didn't want to frisk me in a branch this time.

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